Use this page as a one-stop reference for everything related to Punjab and Sind Bank's KURUKSHETRA branch in KURUKSHETRA, HARYANA. The branch's IFSC code PSIB0000777 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PSIB0000777 is the IFSC of Punjab and Sind Bank's KURUKSHETRA branch. The format is fixed: PSIB = bank code, 0 = reserved, 000777 = branch identifier.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Kurukshetra |
| IFSC Code | PSIB0000777 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KURUKSHETRA, MAHARANI LAXMI BAI SCHOOL, KURUKSHETRA, HARYANA-136118 |
| City | Kurukshetra |
| District | Kurukshetra |
| State | Haryana |
| STD Code | 1744 |
| Phone | 227065 |
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Kurukshetra branch in Kurukshetra. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000777.
About the Kurukshetra branch
The Kurukshetra branch of Punjab and Sind Bank is situated at KURUKSHETRA, MAHARANI LAXMI BAI SCHOOL, KURUKSHETRA, HARYANA-136118. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000777 is used.
Why every Punjab and Sind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KURUKSHETRA of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000777 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000777 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC PSIB0000777
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000777 across all three.
NEFT to Punjab and Sind Bank, KURUKSHETRA using IFSC PSIB0000777
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000777, and confirm that the system picks up Punjab and Sind Bank – KURUKSHETRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PSIB0000777
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – KURUKSHETRA, ensure your bank's portal accepts IFSC PSIB0000777 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Punjab and Sind Bank – KURUKSHETRA, use IMPS. With IFSC PSIB0000777 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0000777 for Punjab and Sind Bank – KURUKSHETRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0000777 | Yes – PSIB0000777 | Yes – PSIB0000777 |
For most retail customers crediting the Kurukshetra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's KURUKSHETRA branch, the IFSC PSIB0000777 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kurukshetra branch
Once you have an account at Punjab and Sind Bank – KURUKSHETRA, the IFSC PSIB0000777 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kurukshetra branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1744-227065.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000777
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000777 and the account number together uniquely identify the Kurukshetra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC PSIB0000777
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the KURUKSHETRA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000777 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – KURUKSHETRA:
- The IFSC is exactly PSIB0000777 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and KURUKSHETRA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kurukshetra branch
The branch is located at KURUKSHETRA, MAHARANI LAXMI BAI SCHOOL, KURUKSHETRA, HARYANA-136118, which puts it inside Kurukshetra, the broader Kurukshetra district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Kurukshetra branch” — the verified location pin for IFSC PSIB0000777 should appear at the top of the results.
- Confirm the branch is open by calling 1744-227065 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000777 and your account number.
Verifying IFSC PSIB0000777 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000777 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1744-227065.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurukshetra branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000777, however, work 24x7.
Branch address & contact
Punjab and Sind BankKurukshetra Branch
KURUKSHETRA, MAHARANI LAXMI BAI SCHOOL, KURUKSHETRA, HARYANA-136118
Kurukshetra, Haryana
Phone: 1744-227065
IFSC: PSIB0000777
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurukshetra branch but serve different purposes.
Is IFSC PSIB0000777 the same for all accounts at Kurukshetra branch?
Yes. The IFSC PSIB0000777 is shared by every account held at Punjab and Sind Bank's Kurukshetra branch. Only the account number changes from customer to customer.
Where is Punjab and Sind Bank Kurukshetra branch located?
Punjab and Sind Bank's Kurukshetra branch is located at KURUKSHETRA, MAHARANI LAXMI BAI SCHOOL, KURUKSHETRA, HARYANA-136118, Kurukshetra, Haryana.
Can I use IFSC PSIB0000777 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PSIB0000777 to send funds instantly.
How do I add Punjab and Sind Bank Kurukshetra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000777, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Punjab and Sind Bank Kurukshetra branch?
The IFSC code of Punjab and Sind Bank, Kurukshetra branch is PSIB0000777. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using PSIB0000777 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Kurukshetra reflect within 30 minutes.
Summary
The IFSC code PSIB0000777 belongs to Punjab and Sind Bank's KURUKSHETRA branch, located at KURUKSHETRA, MAHARANI LAXMI BAI SCHOOL, KURUKSHETRA, HARYANA-136118 in KURUKSHETRA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
