If you are searching for the IFSC code of Punjab and Sind Bank, JAGDEV KALAN branch in JAGDEVKALAN, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is PSIB0000258. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAGDEV KALAN branch, and detailed step-by-step guides for using the IFSC PSIB0000258 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab and Sind Bank – JAGDEV KALAN is PSIB0000258. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000258 map to this branch in JAGDEVKALAN, PUNJAB.
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Jagdev Kalan branch in Jagdevkalan. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000258.
About the Jagdev Kalan branch
The Jagdev Kalan branch of Punjab and Sind Bank is situated at JAGDEV KALAN, DISTT. AMRITSAR, PUNJAB - 143101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000258 is used.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Jagdev Kalan |
| IFSC Code | PSIB0000258 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JAGDEV KALAN, DISTT. AMRITSAR, PUNJAB - 143101 |
| City | Jagdevkalan |
| District | Amritsar |
| State | Punjab |
| STD Code | 1858 |
| Phone | 5027864 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's JAGDEV KALAN branch came to be assigned the code PSIB0000258.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000258, money simply cannot be routed to the JAGDEV KALAN branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Jagdev Kalan branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000258 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PSIB0000258
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000258 across all three.
How to use IFSC PSIB0000258 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's JAGDEV KALAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PSIB0000258.
- Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as JAGDEV KALAN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to JAGDEV KALAN
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's JAGDEV KALAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000258 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab and Sind Bank JAGDEV KALAN (IFSC PSIB0000258)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000258 in your mobile or internet banking app, and the money is credited to the JAGDEV KALAN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0000258 for Punjab and Sind Bank – JAGDEV KALAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0000258 | Yes – PSIB0000258 | Yes – PSIB0000258 |
For most retail customers crediting the Jagdev Kalan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC PSIB0000258
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – JAGDEV KALAN is still mapped to IFSC PSIB0000258. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000258 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Jagdev Kalan branch is mapped to IFSC PSIB0000258 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000258.
Products and services
Customers walking into the Jagdev Kalan branch can access most of Punjab and Sind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PSIB0000258
Online banking and IFSC PSIB0000258
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the JAGDEV KALAN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000258 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Jagdev Kalan branch
The branch is located at JAGDEV KALAN, DISTT. AMRITSAR, PUNJAB - 143101, which puts it inside Jagdevkalan, the broader Amritsar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Jagdev Kalan branch” — the verified location pin for IFSC PSIB0000258 should appear at the top of the results.
- Confirm the branch is open by calling 1858-5027864 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000258 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – JAGDEV KALAN:
- The IFSC is exactly PSIB0000258 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and JAGDEV KALAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jagdev Kalan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000258, however, work 24x7.
Verifying IFSC PSIB0000258 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000258 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1858-5027864.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab and Sind BankJagdev Kalan Branch
JAGDEV KALAN, DISTT. AMRITSAR, PUNJAB - 143101
Jagdevkalan, Punjab
Phone: 1858-5027864
IFSC: PSIB0000258
Frequently asked questions
Is IFSC PSIB0000258 the same for all accounts at Jagdev Kalan branch?
Yes. The IFSC PSIB0000258 is shared by every account held at Punjab and Sind Bank's Jagdev Kalan branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using PSIB0000258 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Jagdev Kalan reflect within 30 minutes.
Can I use IFSC PSIB0000258 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PSIB0000258 to send funds instantly.
How do I add Punjab and Sind Bank Jagdev Kalan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000258, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Punjab and Sind Bank Jagdev Kalan branch located?
Punjab and Sind Bank's Jagdev Kalan branch is located at JAGDEV KALAN, DISTT. AMRITSAR, PUNJAB - 143101, Jagdevkalan, Punjab.
What is the phone number of Punjab and Sind Bank Jagdev Kalan branch?
You can reach the branch at 1858-5027864 during regular banking hours.
Final notes
To recap: PSIB0000258 is the IFSC code of Punjab and Sind Bank, JAGDEV KALAN branch, in JAGDEVKALAN, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
