If you are searching for the IFSC code of Punjab and Sind Bank, NANHERA VED BEGUMPUR branch in GAGA LEHRI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PSIB0021426. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NANHERA VED BEGUMPUR branch, and detailed step-by-step guides for using the IFSC PSIB0021426 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Punjab and Sind Bank – NANHERA VED BEGUMPUR is PSIB0021426. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 021426 map to this branch in GAGA LEHRI, UTTAR PRADESH.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Nanhera Ved Begumpur |
| IFSC Code | PSIB0021426 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL NANHERA VED BEGUMPUR,NEAR GAGALHERI,PO HARORA,DISTT SAHARANPUR,UP-247669 |
| City | Gaga Lehri |
| District | Saharanpur |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9456295003 |
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Nanhera Ved Begumpur branch in Gaga Lehri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0021426.
About this branch
The branch is located at VILL NANHERA VED BEGUMPUR,NEAR GAGALHERI,PO HARORA,DISTT SAHARANPUR,UP-247669. It serves the Gaga Lehri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0021426 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's NANHERA VED BEGUMPUR branch came to be assigned the code PSIB0021426.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0021426, money simply cannot be routed to the NANHERA VED BEGUMPUR branch electronically.
How to transfer money using IFSC PSIB0021426
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0021426 across all three.
NEFT to Punjab and Sind Bank, NANHERA VED BEGUMPUR using IFSC PSIB0021426
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0021426, and confirm that the system picks up Punjab and Sind Bank – NANHERA VED BEGUMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NANHERA VED BEGUMPUR
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's NANHERA VED BEGUMPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0021426 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab and Sind Bank NANHERA VED BEGUMPUR (IFSC PSIB0021426)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0021426 in your mobile or internet banking app, and the money is credited to the NANHERA VED BEGUMPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0021426 for Punjab and Sind Bank – NANHERA VED BEGUMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0021426 | Yes – PSIB0021426 | Yes – PSIB0021426 |
For most retail customers crediting the Nanhera Ved Begumpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's NANHERA VED BEGUMPUR branch, the IFSC PSIB0021426 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Nanhera Ved Begumpur branch is mapped to IFSC PSIB0021426 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0021426.
Products and services
Customers walking into the Nanhera Ved Begumpur branch can access most of Punjab and Sind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PSIB0021426
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0021426 and the account number together uniquely identify the Nanhera Ved Begumpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Nanhera Ved Begumpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0021426 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – NANHERA VED BEGUMPUR:
- The IFSC is exactly PSIB0021426 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and NANHERA VED BEGUMPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Nanhera Ved Begumpur branch sits at VILL NANHERA VED BEGUMPUR,NEAR GAGALHERI,PO HARORA,DISTT SAHARANPUR,UP-247669. If you are travelling from outside Gaga Lehri, search for the branch on a maps application using the bank name and locality, or call 91-9456295003 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0021426 and your account number.
Verifying IFSC PSIB0021426 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0021426 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9456295003.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nanhera Ved Begumpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0021426 continue to work without interruption.
Branch address & contact
Punjab and Sind BankNanhera Ved Begumpur Branch
VILL NANHERA VED BEGUMPUR,NEAR GAGALHERI,PO HARORA,DISTT SAHARANPUR,UP-247669
Gaga Lehri, Uttar Pradesh
Phone: 91-9456295003
IFSC: PSIB0021426
Frequently asked questions
How do I add Punjab and Sind Bank Nanhera Ved Begumpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0021426, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC PSIB0021426 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PSIB0021426 to send funds instantly.
Is IFSC PSIB0021426 valid for NEFT and RTGS?
Yes. IFSC PSIB0021426 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Punjab and Sind Bank Nanhera Ved Begumpur branch located?
Punjab and Sind Bank's Nanhera Ved Begumpur branch is located at VILL NANHERA VED BEGUMPUR,NEAR GAGALHERI,PO HARORA,DISTT SAHARANPUR,UP-247669, Gaga Lehri, Uttar Pradesh.
What is the IFSC code of Punjab and Sind Bank Nanhera Ved Begumpur branch?
The IFSC code of Punjab and Sind Bank, Nanhera Ved Begumpur branch is PSIB0021426. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC PSIB0021426 the same for all accounts at Nanhera Ved Begumpur branch?
Yes. The IFSC PSIB0021426 is shared by every account held at Punjab and Sind Bank's Nanhera Ved Begumpur branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nanhera Ved Begumpur branch but serve different purposes.
Summary
The IFSC code PSIB0021426 belongs to Punjab and Sind Bank's NANHERA VED BEGUMPUR branch, located at VILL NANHERA VED BEGUMPUR,NEAR GAGALHERI,PO HARORA,DISTT SAHARANPUR,UP-247669 in GAGA LEHRI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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