IFSC Code of Punjab and Sind Bank, Firozepur Bhaghi Hospital Branch, Punjab

Use this page as a one-stop reference for everything related to Punjab and Sind Bank's FIROZEPUR BHAGHI HOSPITAL branch in FIROZPUR, PUNJAB. The branch's IFSC code PSIB0000842 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – FIROZEPUR BHAGHI HOSPITAL is PSIB0000842. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000842 map to this branch in FIROZPUR, PUNJAB.

Branch details at a glance

Bank profile

Punjab and Sind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Firozepur Bhaghi Hospital branch — IFSC PSIB0000842 — extends the bank's services to customers in and around Firozpur, Punjab.

About the Firozepur Bhaghi Hospital branch

The Firozepur Bhaghi Hospital branch of Punjab and Sind Bank is situated at DR ANIL BAGH MEMORIAL HOSPITAL FIROZEPUR PUNJAB 152002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000842 is used.

Why every Punjab and Sind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FIROZEPUR BHAGHI HOSPITAL of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000842 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000842 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PSIB0000842

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000842 across all three.

NEFT to Punjab and Sind Bank, FIROZEPUR BHAGHI HOSPITAL using IFSC PSIB0000842

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000842, and confirm that the system picks up Punjab and Sind Bank – FIROZEPUR BHAGHI HOSPITAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to FIROZEPUR BHAGHI HOSPITAL

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's FIROZEPUR BHAGHI HOSPITAL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000842 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank FIROZEPUR BHAGHI HOSPITAL (IFSC PSIB0000842)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000842 in your mobile or internet banking app, and the money is credited to the FIROZEPUR BHAGHI HOSPITAL branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PSIB0000842 for Punjab and Sind Bank – FIROZEPUR BHAGHI HOSPITAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Firozepur Bhaghi Hospital branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's FIROZEPUR BHAGHI HOSPITAL branch, the IFSC PSIB0000842 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Firozepur Bhaghi Hospital branch is mapped to IFSC PSIB0000842 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000842.

Products and services

Customers walking into the Firozepur Bhaghi Hospital branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000842

MICR & cheque-truncation details

Cheques drawn on the Firozepur Bhaghi Hospital branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000842 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PSIB0000842

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the FIROZEPUR BHAGHI HOSPITAL branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000842 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – FIROZEPUR BHAGHI HOSPITAL:

• The IFSC is exactly PSIB0000842 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and FIROZEPUR BHAGHI HOSPITAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Firozepur Bhaghi Hospital branch

The branch is located at DR ANIL BAGH MEMORIAL HOSPITAL FIROZEPUR PUNJAB 152002, which puts it inside Firozpur, the broader Ferozpur district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Firozepur Bhaghi Hospital branch” — the verified location pin for IFSC PSIB0000842 should appear at the top of the results.
2. Confirm the branch is open by calling 1632-222945 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000842 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000842 for Punjab and Sind Bank – FIROZEPUR BHAGHI HOSPITAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Firozepur Bhaghi Hospital are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000842 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0000842 belongs to Punjab and Sind Bank's FIROZEPUR BHAGHI HOSPITAL branch, located at DR ANIL BAGH MEMORIAL HOSPITAL FIROZEPUR PUNJAB 152002 in FIROZPUR, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.