IFSC Code of Punjab and Sind Bank, Faridkot Govt. Brijendra College Branch, Punjab

Below are the complete branch details for Punjab and Sind Bank, FARIDKOT GOVT. BRIJENDRA COLLEGE branch, located in FARIDKOT, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0000837. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0000837 for Punjab and Sind Bank – FARIDKOT GOVT. BRIJENDRA COLLEGE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PSIB0000837 is the IFSC of Punjab and Sind Bank's FARIDKOT GOVT. BRIJENDRA COLLEGE branch. The format is fixed: PSIB = bank code, 0 = reserved, 000837 = branch identifier.

About Punjab and Sind Bank

Punjab and Sind Bank operates a wide network of branches across India, including the Faridkot Govt. Brijendra College branch in Faridkot. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000837.

Branch details at a glance

Faridkot Govt. Brijendra College branch overview

Located at GOVT. BIRIJERNDRA COLLEGE, FARIDKOT, PUNJAB-151203, the Faridkot Govt. Brijendra College branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PSIB0000837 is required for all interbank electronic transfers routed through this branch.

Why every Punjab and Sind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FARIDKOT GOVT. BRIJENDRA COLLEGE of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000837 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000837 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Faridkot Govt. Brijendra College branch is mapped to IFSC PSIB0000837 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000837.

Banking services available

The Faridkot Govt. Brijendra College branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1639-504079.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000837

How to transfer money using IFSC PSIB0000837

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000837 across all three.

NEFT to Punjab and Sind Bank, FARIDKOT GOVT. BRIJENDRA COLLEGE using IFSC PSIB0000837

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000837, and confirm that the system picks up Punjab and Sind Bank – FARIDKOT GOVT. BRIJENDRA COLLEGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to FARIDKOT GOVT. BRIJENDRA COLLEGE

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's FARIDKOT GOVT. BRIJENDRA COLLEGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000837 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank FARIDKOT GOVT. BRIJENDRA COLLEGE (IFSC PSIB0000837)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000837 in your mobile or internet banking app, and the money is credited to the FARIDKOT GOVT. BRIJENDRA COLLEGE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Faridkot Govt. Brijendra College

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000837:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at FARIDKOT GOVT. BRIJENDRA COLLEGE is still linked to IFSC PSIB0000837.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0000837

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – FARIDKOT GOVT. BRIJENDRA COLLEGE is still mapped to IFSC PSIB0000837. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000837 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PSIB0000837

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the FARIDKOT GOVT. BRIJENDRA COLLEGE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000837 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000837 and the account number together uniquely identify the Faridkot Govt. Brijendra College branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC PSIB0000837

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab and Sind Bank – FARIDKOT GOVT. BRIJENDRA COLLEGE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PSIB0000837.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Faridkot Govt. Brijendra College branch

The branch is located at GOVT. BIRIJERNDRA COLLEGE, FARIDKOT, PUNJAB-151203, which puts it inside Faridkot, the broader Faridkot district, and the state of Punjab. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Faridkot Govt. Brijendra College branch” — the verified location pin for IFSC PSIB0000837 should appear at the top of the results.
2. Confirm the branch is open by calling 1639-504079 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000837 and your account number.

Verifying IFSC PSIB0000837 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000837 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 1639-504079.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Faridkot Govt. Brijendra College branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000837, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000837 is the IFSC code of Punjab and Sind Bank, FARIDKOT GOVT. BRIJENDRA COLLEGE branch, in FARIDKOT, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.