IFSC Code of Punjab and Sind Bank, Uttam Nagar New Delhi Branch, Delhi

Use this page as a one-stop reference for everything related to Punjab and Sind Bank's UTTAM NAGAR NEW DELHI branch in DELHI, DELHI. The branch's IFSC code PSIB0000373 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – UTTAM NAGAR NEW DELHI is PSIB0000373. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000373 map to this branch in DELHI, DELHI.

About Punjab and Sind Bank

Punjab and Sind Bank operates a wide network of branches across India, including the Uttam Nagar New Delhi branch in Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000373.

Uttam Nagar New Delhi branch overview

Located at PLOT NO 6 NAJAFGARH ROAD UTTAM NAGAR NEAR METRO STATION PILLAR NO 682 UTTAM NAGAR DELHI, the Uttam Nagar New Delhi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PSIB0000373 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's UTTAM NAGAR NEW DELHI branch came to be assigned the code PSIB0000373.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000373, money simply cannot be routed to the UTTAM NAGAR NEW DELHI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000373 and the account number together uniquely identify the Uttam Nagar New Delhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC PSIB0000373

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000373 across all three.

NEFT to Punjab and Sind Bank, UTTAM NAGAR NEW DELHI using IFSC PSIB0000373

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000373, and confirm that the system picks up Punjab and Sind Bank – UTTAM NAGAR NEW DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to UTTAM NAGAR NEW DELHI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's UTTAM NAGAR NEW DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000373 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank UTTAM NAGAR NEW DELHI (IFSC PSIB0000373)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000373 in your mobile or internet banking app, and the money is credited to the UTTAM NAGAR NEW DELHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Uttam Nagar New Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000373:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UTTAM NAGAR NEW DELHI is still linked to IFSC PSIB0000373.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's UTTAM NAGAR NEW DELHI branch, the IFSC PSIB0000373 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Uttam Nagar New Delhi branch

Once you have an account at Punjab and Sind Bank – UTTAM NAGAR NEW DELHI, the IFSC PSIB0000373 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Uttam Nagar New Delhi branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000373

Online banking and IFSC PSIB0000373

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the UTTAM NAGAR NEW DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000373 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Uttam Nagar New Delhi branch sits at PLOT NO 6 NAJAFGARH ROAD UTTAM NAGAR NEAR METRO STATION PILLAR NO 682 UTTAM NAGAR DELHI. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-25359132 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000373 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – UTTAM NAGAR NEW DELHI:

• The IFSC is exactly PSIB0000373 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and UTTAM NAGAR NEW DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Uttam Nagar New Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000373 continue to work without interruption.

Verifying IFSC PSIB0000373 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000373 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-25359132.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0000373 belongs to Punjab and Sind Bank's UTTAM NAGAR NEW DELHI branch, located at PLOT NO 6 NAJAFGARH ROAD UTTAM NAGAR NEAR METRO STATION PILLAR NO 682 UTTAM… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.