IFSC Code of Punjab and Sind Bank, Pushpanjali Enclave Pitampura Branch, Delhi

Below are the complete branch details for Punjab and Sind Bank, PUSHPANJALI ENCLAVE PITAMPURA branch, located in DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0001030. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0001030 for Punjab and Sind Bank – PUSHPANJALI ENCLAVE PITAMPURA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab and Sind Bank's PUSHPANJALI ENCLAVE PITAMPURA branch, the IFSC PSIB0001030 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 001030 identifies this particular branch.

Branch details at a glance

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pushpanjali Enclave Pitampura branch in Delhi, Delhi is part of this network and uses the IFSC code PSIB0001030 for all electronic settlement.

Pushpanjali Enclave Pitampura branch overview

Located at GURU NANAK PUBLIC SCHOOL PUSHPANJALI ENCLAVE PITAMPURA DELHI, the Pushpanjali Enclave Pitampura branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PSIB0001030 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's PUSHPANJALI ENCLAVE PITAMPURA branch came to be assigned the code PSIB0001030.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0001030, money simply cannot be routed to the PUSHPANJALI ENCLAVE PITAMPURA branch electronically.

How to transfer money using IFSC PSIB0001030

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0001030 across all three.

How to use IFSC PSIB0001030 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's PUSHPANJALI ENCLAVE PITAMPURA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PSIB0001030.
4. Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as PUSHPANJALI ENCLAVE PITAMPURA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to PUSHPANJALI ENCLAVE PITAMPURA

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's PUSHPANJALI ENCLAVE PITAMPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0001030 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank PUSHPANJALI ENCLAVE PITAMPURA (IFSC PSIB0001030)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0001030 in your mobile or internet banking app, and the money is credited to the PUSHPANJALI ENCLAVE PITAMPURA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Pushpanjali Enclave Pitampura

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0001030:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PUSHPANJALI ENCLAVE PITAMPURA is still linked to IFSC PSIB0001030.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0001030

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – PUSHPANJALI ENCLAVE PITAMPURA is still mapped to IFSC PSIB0001030. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0001030 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pushpanjali Enclave Pitampura branch is mapped to IFSC PSIB0001030 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0001030.

Products and services

Customers walking into the Pushpanjali Enclave Pitampura branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0001030

MICR & cheque-truncation details

Cheques drawn on the Pushpanjali Enclave Pitampura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0001030 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Pushpanjali Enclave Pitampura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0001030 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC PSIB0001030

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab and Sind Bank – PUSHPANJALI ENCLAVE PITAMPURA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PSIB0001030.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Pushpanjali Enclave Pitampura branch sits at GURU NANAK PUBLIC SCHOOL PUSHPANJALI ENCLAVE PITAMPURA DELHI. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 11-27010079 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0001030 and your account number.

Verifying IFSC PSIB0001030 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0001030 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-27010079.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Pushpanjali Enclave Pitampura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0001030 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PSIB0001030 belongs to Punjab and Sind Bank's PUSHPANJALI ENCLAVE PITAMPURA branch, located at GURU NANAK PUBLIC SCHOOL PUSHPANJALI ENCLAVE PITAMPURA DELHI in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.