IFSC Code of Punjab and Sind Bank, Jk Pub School Shalimar Bagh Delhi Branch, Delhi

Use this page as a one-stop reference for everything related to Punjab and Sind Bank's JK PUB SCHOOL SHALIMAR BAGH DELHI branch in DELHI, DELHI. The branch's IFSC code PSIB0000899 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PSIB0000899 is the IFSC of Punjab and Sind Bank's JK PUB SCHOOL SHALIMAR BAGH DELHI branch. The format is fixed: PSIB = bank code, 0 = reserved, 000899 = branch identifier.

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jk Pub School Shalimar Bagh Delhi branch in Delhi, Delhi is part of this network and uses the IFSC code PSIB0000899 for all electronic settlement.

About the Jk Pub School Shalimar Bagh Delhi branch

The Jk Pub School Shalimar Bagh Delhi branch of Punjab and Sind Bank is situated at JASPAL KAUR PUBLIC SCHOOL SHALIMAR BAGH DELHI 110088. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000899 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's JK PUB SCHOOL SHALIMAR BAGH DELHI branch came to be assigned the code PSIB0000899.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000899, money simply cannot be routed to the JK PUB SCHOOL SHALIMAR BAGH DELHI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Jk Pub School Shalimar Bagh Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000899 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PSIB0000899

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000899 across all three.

NEFT to Punjab and Sind Bank, JK PUB SCHOOL SHALIMAR BAGH DELHI using IFSC PSIB0000899

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000899, and confirm that the system picks up Punjab and Sind Bank – JK PUB SCHOOL SHALIMAR BAGH DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PSIB0000899

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – JK PUB SCHOOL SHALIMAR BAGH DELHI, ensure your bank's portal accepts IFSC PSIB0000899 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Punjab and Sind Bank JK PUB SCHOOL SHALIMAR BAGH DELHI (IFSC PSIB0000899)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000899 in your mobile or internet banking app, and the money is credited to the JK PUB SCHOOL SHALIMAR BAGH DELHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jk Pub School Shalimar Bagh Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000899:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JK PUB SCHOOL SHALIMAR BAGH DELHI is still linked to IFSC PSIB0000899.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's JK PUB SCHOOL SHALIMAR BAGH DELHI branch, the IFSC PSIB0000899 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Jk Pub School Shalimar Bagh Delhi branch is mapped to IFSC PSIB0000899 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000899.

Products and services

Customers walking into the Jk Pub School Shalimar Bagh Delhi branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000899

Digital banking channels

Most day-to-day work that customers used to do at the Jk Pub School Shalimar Bagh Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0000899 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Jk Pub School Shalimar Bagh Delhi branch

The branch is located at JASPAL KAUR PUBLIC SCHOOL SHALIMAR BAGH DELHI 110088, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Jk Pub School Shalimar Bagh Delhi branch” — the verified location pin for IFSC PSIB0000899 should appear at the top of the results.
2. Confirm the branch is open by calling 11-27475623 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000899 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – JK PUB SCHOOL SHALIMAR BAGH DELHI:

• The IFSC is exactly PSIB0000899 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and JK PUB SCHOOL SHALIMAR BAGH DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Jk Pub School Shalimar Bagh Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000899 continue to work without interruption.

Verifying IFSC PSIB0000899 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000899 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-27475623.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000899 is the IFSC code of Punjab and Sind Bank, JK PUB SCHOOL SHALIMAR BAGH DELHI branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.