IFSC Code of Punjab and Sind Bank, Guru Singh Sabha Lajpat Nagar Delhi Branch, Delhi

Use this page as a one-stop reference for everything related to Punjab and Sind Bank's GURU SINGH SABHA LAJPAT NAGAR DELHI branch in DELHI, DELHI. The branch's IFSC code PSIB0000774 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Punjab and Sind Bank's GURU SINGH SABHA LAJPAT NAGAR DELHI branch, the IFSC PSIB0000774 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 000774 identifies this particular branch.

Bank profile

Punjab and Sind Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Guru Singh Sabha Lajpat Nagar Delhi branch — IFSC PSIB0000774 — extends the bank's services to customers in and around Delhi, Delhi.

Branch details at a glance

About this branch

The branch is located at SRI GURU SINGH SABHA S SCHOOL LAJPAT NAGAR NEW DELHI 110024. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000774 is used to identify this branch on the RBI payments network.

Why every Punjab and Sind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURU SINGH SABHA LAJPAT NAGAR DELHI of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000774 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000774 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Guru Singh Sabha Lajpat Nagar Delhi branch is mapped to IFSC PSIB0000774 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000774.

Banking services available

The Guru Singh Sabha Lajpat Nagar Delhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-29812217.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000774

How to transfer money using IFSC PSIB0000774

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000774 across all three.

How to use IFSC PSIB0000774 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's GURU SINGH SABHA LAJPAT NAGAR DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PSIB0000774.
4. Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as GURU SINGH SABHA LAJPAT NAGAR DELHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GURU SINGH SABHA LAJPAT NAGAR DELHI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's GURU SINGH SABHA LAJPAT NAGAR DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000774 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank GURU SINGH SABHA LAJPAT NAGAR DELHI (IFSC PSIB0000774)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000774 in your mobile or internet banking app, and the money is credited to the GURU SINGH SABHA LAJPAT NAGAR DELHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Guru Singh Sabha Lajpat Nagar Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000774:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURU SINGH SABHA LAJPAT NAGAR DELHI is still linked to IFSC PSIB0000774.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0000774

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – GURU SINGH SABHA LAJPAT NAGAR DELHI is still mapped to IFSC PSIB0000774. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000774 and the beneficiary's account number to complete the transfer.

Online banking and IFSC PSIB0000774

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the GURU SINGH SABHA LAJPAT NAGAR DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0000774 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000774 and the account number together uniquely identify the Guru Singh Sabha Lajpat Nagar Delhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – GURU SINGH SABHA LAJPAT NAGAR DELHI:

• The IFSC is exactly PSIB0000774 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and GURU SINGH SABHA LAJPAT NAGAR DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Guru Singh Sabha Lajpat Nagar Delhi branch

The branch is located at SRI GURU SINGH SABHA S SCHOOL LAJPAT NAGAR NEW DELHI 110024, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Guru Singh Sabha Lajpat Nagar Delhi branch” — the verified location pin for IFSC PSIB0000774 should appear at the top of the results.
2. Confirm the branch is open by calling 11-29812217 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000774 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000774 for Punjab and Sind Bank – GURU SINGH SABHA LAJPAT NAGAR DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Guru Singh Sabha Lajpat Nagar Delhi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000774, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000774 is the IFSC code of Punjab and Sind Bank, GURU SINGH SABHA LAJPAT NAGAR DELHI branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.