IFSC Code of Punjab and Sind Bank, G H K M School Tagore Garden Delhi Branch, Delhi

If you are searching for the IFSC code of Punjab and Sind Bank, G H K M SCHOOL TAGORE GARDEN DELHI branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is PSIB0000918. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the G H K M SCHOOL TAGORE GARDEN DELHI branch, and detailed step-by-step guides for using the IFSC PSIB0000918 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PSIB0000918 is the IFSC of Punjab and Sind Bank's G H K M SCHOOL TAGORE GARDEN DELHI branch. The format is fixed: PSIB = bank code, 0 = reserved, 000918 = branch identifier.

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its G H K M School Tagore Garden Delhi branch in Delhi, Delhi is part of this network and uses the IFSC code PSIB0000918 for all electronic settlement.

Branch details at a glance

G H K M School Tagore Garden Delhi branch overview

Located at GURU HARKRISHAN PUBLIC SCHOOL RAJOURI GARDEN NEW DELHI 110027, the G H K M School Tagore Garden Delhi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PSIB0000918 is required for all interbank electronic transfers routed through this branch.

Why every Punjab and Sind Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including G H K M SCHOOL TAGORE GARDEN DELHI of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0000918 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0000918 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the G H K M School Tagore Garden Delhi branch

Once you have an account at Punjab and Sind Bank – G H K M SCHOOL TAGORE GARDEN DELHI, the IFSC PSIB0000918 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the G H K M School Tagore Garden Delhi branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000918

How to transfer money using IFSC PSIB0000918

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000918 across all three.

How to use IFSC PSIB0000918 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's G H K M SCHOOL TAGORE GARDEN DELHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PSIB0000918.
4. Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as G H K M SCHOOL TAGORE GARDEN DELHI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to G H K M SCHOOL TAGORE GARDEN DELHI

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's G H K M SCHOOL TAGORE GARDEN DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000918 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab and Sind Bank – G H K M SCHOOL TAGORE GARDEN DELHI, use IMPS. With IFSC PSIB0000918 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to G H K M School Tagore Garden Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000918:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at G H K M SCHOOL TAGORE GARDEN DELHI is still linked to IFSC PSIB0000918.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0000918

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – G H K M SCHOOL TAGORE GARDEN DELHI is still mapped to IFSC PSIB0000918. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000918 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the G H K M School Tagore Garden Delhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0000918 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000918 and the account number together uniquely identify the G H K M School Tagore Garden Delhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – G H K M SCHOOL TAGORE GARDEN DELHI:

• The IFSC is exactly PSIB0000918 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and G H K M SCHOOL TAGORE GARDEN DELHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the G H K M School Tagore Garden Delhi branch

The branch is located at GURU HARKRISHAN PUBLIC SCHOOL RAJOURI GARDEN NEW DELHI 110027, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank G H K M School Tagore Garden Delhi branch” — the verified location pin for IFSC PSIB0000918 should appear at the top of the results.
2. Confirm the branch is open by calling 11-25154976 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000918 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000918 for Punjab and Sind Bank – G H K M SCHOOL TAGORE GARDEN DELHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at G H K M School Tagore Garden Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000918 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000918 is the IFSC code of Punjab and Sind Bank, G H K M SCHOOL TAGORE GARDEN DELHI branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.