Below are the complete branch details for Punjab and Sind Bank, DALTONGANJ branch, located in DALTONGANJ, JHARKHAND. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0000375. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0000375 for Punjab and Sind Bank – DALTONGANJ — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, PSIB0000375 is the IFSC of Punjab and Sind Bank's DALTONGANJ branch. The format is fixed: PSIB = bank code, 0 = reserved, 000375 = branch identifier.
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Daltonganj branch in Daltonganj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0000375.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Daltonganj |
| IFSC Code | PSIB0000375 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PB NO. 28 DALTONGANJ, DISTT. PALAMAU-822001 |
| City | Daltonganj |
| District | Palamau |
| State | Jharkhand |
| STD Code | 6562 |
| Phone | 222442 |
About the Daltonganj branch
The Daltonganj branch of Punjab and Sind Bank is situated at PB NO. 28 DALTONGANJ, DISTT. PALAMAU-822001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000375 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's DALTONGANJ branch came to be assigned the code PSIB0000375.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000375, money simply cannot be routed to the DALTONGANJ branch electronically.
Products and account variants supported
Every account opened at the Daltonganj branch is mapped to IFSC PSIB0000375 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000375.
Banking services available
The Daltonganj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6562-222442.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0000375
How to transfer money using IFSC PSIB0000375
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000375 across all three.
How to use IFSC PSIB0000375 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Punjab and Sind Bank's DALTONGANJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC PSIB0000375.
- Confirm the bank name auto-populates as Punjab and Sind Bank and the branch as DALTONGANJ.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DALTONGANJ
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's DALTONGANJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000375 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab and Sind Bank DALTONGANJ (IFSC PSIB0000375)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000375 in your mobile or internet banking app, and the money is credited to the DALTONGANJ branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0000375 for Punjab and Sind Bank – DALTONGANJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0000375 | Yes – PSIB0000375 | Yes – PSIB0000375 |
For most retail customers crediting the Daltonganj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's DALTONGANJ branch, the IFSC PSIB0000375 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Daltonganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0000375 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000375 and the account number together uniquely identify the Daltonganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – DALTONGANJ:
- The IFSC is exactly PSIB0000375 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and DALTONGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Daltonganj branch
The branch is located at PB NO. 28 DALTONGANJ, DISTT. PALAMAU-822001, which puts it inside Daltonganj, the broader Palamau district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Daltonganj branch” — the verified location pin for IFSC PSIB0000375 should appear at the top of the results.
- Confirm the branch is open by calling 6562-222442 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000375 and your account number.
Verifying IFSC PSIB0000375 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000375 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6562-222442.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Daltonganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000375 continue to work without interruption.
Branch address & contact
Punjab and Sind BankDaltonganj Branch
PB NO. 28 DALTONGANJ, DISTT. PALAMAU-822001
Daltonganj, Jharkhand
Phone: 6562-222442
IFSC: PSIB0000375
Frequently asked questions
Can I use IFSC PSIB0000375 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PSIB0000375 to send funds instantly.
Does Punjab and Sind Bank Daltonganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6562-222442 to confirm.
What is the phone number of Punjab and Sind Bank Daltonganj branch?
You can reach the branch at 6562-222442 during regular banking hours.
Is IFSC PSIB0000375 valid for NEFT and RTGS?
Yes. IFSC PSIB0000375 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Punjab and Sind Bank Daltonganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000375, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Daltonganj branch but serve different purposes.
Is IFSC PSIB0000375 the same for all accounts at Daltonganj branch?
Yes. The IFSC PSIB0000375 is shared by every account held at Punjab and Sind Bank's Daltonganj branch. Only the account number changes from customer to customer.
Summary
The IFSC code PSIB0000375 belongs to Punjab and Sind Bank's DALTONGANJ branch, located at PB NO. 28 DALTONGANJ, DISTT. PALAMAU-822001 in DALTONGANJ, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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