IFSC Code of Punjab and Sind Bank, Bazpur Distt Udham Singh Nagar Branch, Uttarakhand

This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab and Sind Bank, BAZPUR DISTT UDHAM SINGH NAGAR branch in BAZPUR. The 11-digit IFSC PSIB0020951 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab and Sind Bank at the BAZPUR DISTT UDHAM SINGH NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – BAZPUR DISTT UDHAM SINGH NAGAR is PSIB0020951. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 020951 map to this branch in BAZPUR, UTTARAKHAND.

Branch details at a glance

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bazpur Distt Udham Singh Nagar branch in Bazpur, Uttarakhand is part of this network and uses the IFSC code PSIB0020951 for all electronic settlement.

About the Bazpur Distt Udham Singh Nagar branch

The Bazpur Distt Udham Singh Nagar branch of Punjab and Sind Bank is situated at HALDWANI ROAD NEAR CITY HOSPITAL BAZPUR DISTT UDHAM SINGH NAGAR UTTARAKHAND 263153. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0020951 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's BAZPUR DISTT UDHAM SINGH NAGAR branch came to be assigned the code PSIB0020951.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0020951, money simply cannot be routed to the BAZPUR DISTT UDHAM SINGH NAGAR branch electronically.

How to transfer money using IFSC PSIB0020951

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0020951 across all three.

NEFT to Punjab and Sind Bank, BAZPUR DISTT UDHAM SINGH NAGAR using IFSC PSIB0020951

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0020951, and confirm that the system picks up Punjab and Sind Bank – BAZPUR DISTT UDHAM SINGH NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PSIB0020951

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – BAZPUR DISTT UDHAM SINGH NAGAR, ensure your bank's portal accepts IFSC PSIB0020951 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab and Sind Bank – BAZPUR DISTT UDHAM SINGH NAGAR, use IMPS. With IFSC PSIB0020951 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Bazpur Distt Udham Singh Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0020951:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAZPUR DISTT UDHAM SINGH NAGAR is still linked to IFSC PSIB0020951.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's BAZPUR DISTT UDHAM SINGH NAGAR branch, the IFSC PSIB0020951 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bazpur Distt Udham Singh Nagar branch is mapped to IFSC PSIB0020951 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0020951.

Banking services available

The Bazpur Distt Udham Singh Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5949-282377.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PSIB0020951

MICR & cheque-truncation details

Cheques drawn on the Bazpur Distt Udham Singh Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0020951 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PSIB0020951

Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the BAZPUR DISTT UDHAM SINGH NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0020951 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – BAZPUR DISTT UDHAM SINGH NAGAR:

• The IFSC is exactly PSIB0020951 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and BAZPUR DISTT UDHAM SINGH NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bazpur Distt Udham Singh Nagar branch sits at HALDWANI ROAD NEAR CITY HOSPITAL BAZPUR DISTT UDHAM SINGH NAGAR UTTARAKHAND 263153. If you are travelling from outside Bazpur, search for the branch on a maps application using the bank name and locality, or call 5949-282377 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0020951 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0020951 for Punjab and Sind Bank – BAZPUR DISTT UDHAM SINGH NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bazpur Distt Udham Singh Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0020951 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0020951 is the IFSC code of Punjab and Sind Bank, BAZPUR DISTT UDHAM SINGH NAGAR branch, in BAZPUR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.