Use this page as a one-stop reference for everything related to Punjab and Sind Bank's DEHR branch in BATALA, PUNJAB. The branch's IFSC code PSIB0021424 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab and Sind Bank's DEHR branch, the IFSC PSIB0021424 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 021424 identifies this particular branch.
About Punjab and Sind Bank
Punjab and Sind Bank operates a wide network of branches across India, including the Dehr branch in Batala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, PSIB0021424.
About the Dehr branch
The Dehr branch of Punjab and Sind Bank is situated at VILLAGE DEHR,PO FATTUPUR,TEHSIL BATALA,DISTT GURDASPUR,PUNJAB-143512. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0021424 is used.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Dehr |
| IFSC Code | PSIB0021424 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE DEHR,PO FATTUPUR,TEHSIL BATALA,DISTT GURDASPUR,PUNJAB-143512 |
| City | Batala |
| District | Gurdaspur |
| State | Punjab |
| STD Code | 91 |
| Phone | 9872003637 |
Why every Punjab and Sind Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DEHR of Punjab and Sind Bank — its own 11-character IFSC. The code PSIB0021424 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PSIB0021424 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Dehr branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0021424 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC PSIB0021424
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0021424 across all three.
NEFT to Punjab and Sind Bank, DEHR using IFSC PSIB0021424
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0021424, and confirm that the system picks up Punjab and Sind Bank – DEHR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DEHR
If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's DEHR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0021424 while initiating the transfer and the credit will appear within minutes.
IMPS to Punjab and Sind Bank DEHR (IFSC PSIB0021424)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0021424 in your mobile or internet banking app, and the money is credited to the DEHR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Dehr
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0021424:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DEHR is still linked to IFSC PSIB0021424.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC PSIB0021424
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – DEHR is still mapped to IFSC PSIB0021424. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0021424 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dehr branch is mapped to IFSC PSIB0021424 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0021424.
Products and services
Customers walking into the Dehr branch can access most of Punjab and Sind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PSIB0021424
Online banking and IFSC PSIB0021424
Punjab and Sind Bank customers can register for net banking and the bank's official mobile app once their account at the DEHR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PSIB0021424 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dehr branch
The branch is located at VILLAGE DEHR,PO FATTUPUR,TEHSIL BATALA,DISTT GURDASPUR,PUNJAB-143512, which puts it inside Batala, the broader Gurdaspur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Dehr branch” — the verified location pin for IFSC PSIB0021424 should appear at the top of the results.
- Confirm the branch is open by calling 91-9872003637 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0021424 and your account number.
Common mistakes to avoid when using IFSC PSIB0021424
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab and Sind Bank – DEHR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
PSIB0021424. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Dehr are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0021424 continue to work without interruption.
Verifying IFSC PSIB0021424 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0021424 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9872003637.
- Visiting the bank's official branch locator page.
Branch address & contact
Punjab and Sind BankDehr Branch
VILLAGE DEHR,PO FATTUPUR,TEHSIL BATALA,DISTT GURDASPUR,PUNJAB-143512
Batala, Punjab
Phone: 91-9872003637
IFSC: PSIB0021424
Frequently asked questions
Is IFSC PSIB0021424 the same for all accounts at Dehr branch?
Yes. The IFSC PSIB0021424 is shared by every account held at Punjab and Sind Bank's Dehr branch. Only the account number changes from customer to customer.
How do I add Punjab and Sind Bank Dehr as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0021424, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Punjab and Sind Bank Dehr branch?
You can reach the branch at 91-9872003637 during regular banking hours.
Where is Punjab and Sind Bank Dehr branch located?
Punjab and Sind Bank's Dehr branch is located at VILLAGE DEHR,PO FATTUPUR,TEHSIL BATALA,DISTT GURDASPUR,PUNJAB-143512, Batala, Punjab.
What is the IFSC code of Punjab and Sind Bank Dehr branch?
The IFSC code of Punjab and Sind Bank, Dehr branch is PSIB0021424. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC PSIB0021424 valid for NEFT and RTGS?
Yes. IFSC PSIB0021424 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using PSIB0021424 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Punjab and Sind Bank – Dehr reflect within 30 minutes.
Can I use IFSC PSIB0021424 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC PSIB0021424 to send funds instantly.
Final notes
To recap: PSIB0021424 is the IFSC code of Punjab and Sind Bank, DEHR branch, in BATALA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
