This page lists the IFSC code, branch address, contact number and fund-transfer information for Punjab and Sind Bank, ATTA branch in ATTA. The 11-digit IFSC PSIB0000426 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Punjab and Sind Bank at the ATTA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Punjab and Sind Bank's ATTA branch, the IFSC PSIB0000426 breaks down as follows: PSIB identifies the bank, 0 is the reserved character, and 000426 identifies this particular branch.
About the bank
Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Atta branch in Atta, Uttar Pradesh is part of this network and uses the IFSC code PSIB0000426 for all electronic settlement.
Branch details at a glance
| Bank Name | Punjab and Sind Bank |
|---|---|
| Branch | Atta |
| IFSC Code | PSIB0000426 |
| MICR Code | Refer to cheque leaf |
| Branch Address | A 398 SECTOR 19 NOIDA G B NAGAR 201301 |
| City | Atta |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| STD Code | 120 |
| Phone | 2512403 |
About this branch
The branch is located at A 398 SECTOR 19 NOIDA G B NAGAR 201301. It serves the Atta region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Punjab and Sind Bank. The IFSC PSIB0000426 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's ATTA branch came to be assigned the code PSIB0000426.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000426, money simply cannot be routed to the ATTA branch electronically.
Products and account variants supported
Every account opened at the Atta branch is mapped to IFSC PSIB0000426 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains PSIB0000426.
Products and services
Customers walking into the Atta branch can access most of Punjab and Sind Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC PSIB0000426
How to transfer money using IFSC PSIB0000426
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000426 across all three.
NEFT to Punjab and Sind Bank, ATTA using IFSC PSIB0000426
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000426, and confirm that the system picks up Punjab and Sind Bank – ATTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC PSIB0000426
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Punjab and Sind Bank – ATTA, ensure your bank's portal accepts IFSC PSIB0000426 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Punjab and Sind Bank ATTA (IFSC PSIB0000426)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000426 in your mobile or internet banking app, and the money is credited to the ATTA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC PSIB0000426 for Punjab and Sind Bank – ATTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – PSIB0000426 | Yes – PSIB0000426 | Yes – PSIB0000426 |
For most retail customers crediting the Atta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Punjab and Sind Bank's ATTA branch, the IFSC PSIB0000426 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Atta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0000426 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Atta branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000426 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – ATTA:
- The IFSC is exactly PSIB0000426 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Punjab and Sind Bank as the bank name and ATTA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Atta branch
The branch is located at A 398 SECTOR 19 NOIDA G B NAGAR 201301, which puts it inside Atta, the broader Gautam Buddha Nagar district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Punjab and Sind Bank Atta branch” — the verified location pin for IFSC PSIB0000426 should appear at the top of the results.
- Confirm the branch is open by calling 120-2512403 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000426 and your account number.
Verifying IFSC PSIB0000426 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000426 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 120-2512403.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Atta are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000426 continue to work without interruption.
Branch address & contact
Punjab and Sind BankAtta Branch
A 398 SECTOR 19 NOIDA G B NAGAR 201301
Atta, Uttar Pradesh
Phone: 120-2512403
IFSC: PSIB0000426
Frequently asked questions
Does Punjab and Sind Bank Atta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 120-2512403 to confirm.
Is IFSC PSIB0000426 the same for all accounts at Atta branch?
Yes. The IFSC PSIB0000426 is shared by every account held at Punjab and Sind Bank's Atta branch. Only the account number changes from customer to customer.
What is the phone number of Punjab and Sind Bank Atta branch?
You can reach the branch at 120-2512403 during regular banking hours.
How do I add Punjab and Sind Bank Atta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC PSIB0000426, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Punjab and Sind Bank Atta branch located?
Punjab and Sind Bank's Atta branch is located at A 398 SECTOR 19 NOIDA G B NAGAR 201301, Atta, Uttar Pradesh.
What is the IFSC code of Punjab and Sind Bank Atta branch?
The IFSC code of Punjab and Sind Bank, Atta branch is PSIB0000426. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: PSIB0000426 is the IFSC code of Punjab and Sind Bank, ATTA branch, in ATTA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
