IFSC Code of Punjab and Sind Bank, Allhabad Arya Kanya Degree College Branch, Uttar Pradesh

If you are searching for the IFSC code of Punjab and Sind Bank, ALLHABAD ARYA KANYA DEGREE COLLEGE branch in ALLAHABAD, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is PSIB0000808. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ALLHABAD ARYA KANYA DEGREE COLLEGE branch, and detailed step-by-step guides for using the IFSC PSIB0000808 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Punjab and Sind Bank – ALLHABAD ARYA KANYA DEGREE COLLEGE is PSIB0000808. The first four letters PSIB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000808 map to this branch in ALLAHABAD, UTTAR PRADESH.

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Allhabad Arya Kanya Degree College branch in Allahabad, Uttar Pradesh is part of this network and uses the IFSC code PSIB0000808 for all electronic settlement.

About the Allhabad Arya Kanya Degree College branch

The Allhabad Arya Kanya Degree College branch of Punjab and Sind Bank is situated at ARYA KANYA DEGREE COLLEGE ALLAHABAD UTTAR PRADESH 211003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000808 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's ALLHABAD ARYA KANYA DEGREE COLLEGE branch came to be assigned the code PSIB0000808.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000808, money simply cannot be routed to the ALLHABAD ARYA KANYA DEGREE COLLEGE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Allhabad Arya Kanya Degree College branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PSIB0000808 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PSIB0000808

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000808 across all three.

NEFT to Punjab and Sind Bank, ALLHABAD ARYA KANYA DEGREE COLLEGE using IFSC PSIB0000808

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000808, and confirm that the system picks up Punjab and Sind Bank – ALLHABAD ARYA KANYA DEGREE COLLEGE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ALLHABAD ARYA KANYA DEGREE COLLEGE

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's ALLHABAD ARYA KANYA DEGREE COLLEGE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000808 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Punjab and Sind Bank – ALLHABAD ARYA KANYA DEGREE COLLEGE, use IMPS. With IFSC PSIB0000808 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Allhabad Arya Kanya Degree College

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000808:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ALLHABAD ARYA KANYA DEGREE COLLEGE is still linked to IFSC PSIB0000808.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0000808

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – ALLHABAD ARYA KANYA DEGREE COLLEGE is still mapped to IFSC PSIB0000808. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000808 and the beneficiary's account number to complete the transfer.

Account types you can open at the Allhabad Arya Kanya Degree College branch

Once you have an account at Punjab and Sind Bank – ALLHABAD ARYA KANYA DEGREE COLLEGE, the IFSC PSIB0000808 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Allhabad Arya Kanya Degree College branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000808

Digital banking channels

Most day-to-day work that customers used to do at the Allhabad Arya Kanya Degree College branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0000808 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Allhabad Arya Kanya Degree College branch sits at ARYA KANYA DEGREE COLLEGE ALLAHABAD UTTAR PRADESH 211003. If you are travelling from outside Allahabad, search for the branch on a maps application using the bank name and locality, or call 91-2414423 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PSIB0000808 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Punjab and Sind Bank – ALLHABAD ARYA KANYA DEGREE COLLEGE:

• The IFSC is exactly PSIB0000808 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Punjab and Sind Bank as the bank name and ALLHABAD ARYA KANYA DEGREE COLLEGE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Allhabad Arya Kanya Degree College branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC PSIB0000808, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PSIB0000808 for Punjab and Sind Bank – ALLHABAD ARYA KANYA DEGREE COLLEGE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000808 is the IFSC code of Punjab and Sind Bank, ALLHABAD ARYA KANYA DEGREE COLLEGE branch, in ALLAHABAD, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.