IFSC Code of Punjab and Sind Bank, Aligarh Guru Gobind Singh Jr. High School Branch, Uttar Pradesh

Below are the complete branch details for Punjab and Sind Bank, ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL branch, located in ALIGARH, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is PSIB0000766. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case PSIB0000766 for Punjab and Sind Bank – ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PSIB0000766 is the IFSC of Punjab and Sind Bank's ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL branch. The format is fixed: PSIB = bank code, 0 = reserved, 000766 = branch identifier.

Branch details at a glance

About the bank

Punjab and Sind Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Aligarh Guru Gobind Singh Jr. High School branch in Aligarh, Uttar Pradesh is part of this network and uses the IFSC code PSIB0000766 for all electronic settlement.

About the Aligarh Guru Gobind Singh Jr. High School branch

The Aligarh Guru Gobind Singh Jr. High School branch of Punjab and Sind Bank is situated at GURU GOBIND SINGH JR. HIGH SCHOOL, BAIKUNTH NAGAR, ALIGARH, UTTAR PRADESH-202001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PSIB0000766 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Punjab and Sind Bank's ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL branch came to be assigned the code PSIB0000766.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PSIB0000766, money simply cannot be routed to the ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL branch electronically.

How to transfer money using IFSC PSIB0000766

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PSIB0000766 across all three.

NEFT to Punjab and Sind Bank, ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL using IFSC PSIB0000766

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PSIB0000766, and confirm that the system picks up Punjab and Sind Bank – ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL

If you need to transfer ₹2 lakh or more in one go to an account at Punjab and Sind Bank's ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PSIB0000766 while initiating the transfer and the credit will appear within minutes.

IMPS to Punjab and Sind Bank ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL (IFSC PSIB0000766)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PSIB0000766 in your mobile or internet banking app, and the money is credited to the ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Aligarh Guru Gobind Singh Jr. High School

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC PSIB0000766:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL is still linked to IFSC PSIB0000766.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC PSIB0000766

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Punjab and Sind Bank – ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL is still mapped to IFSC PSIB0000766. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PSIB0000766 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Aligarh Guru Gobind Singh Jr. High School branch is mapped to IFSC PSIB0000766 on the RBI payments network. The branch generally supports the full retail product catalogue of Punjab and Sind Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PSIB0000766.

Products and services

Customers walking into the Aligarh Guru Gobind Singh Jr. High School branch can access most of Punjab and Sind Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PSIB0000766

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Punjab and Sind Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC PSIB0000766 and the account number together uniquely identify the Aligarh Guru Gobind Singh Jr. High School branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Aligarh Guru Gobind Singh Jr. High School branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PSIB0000766 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC PSIB0000766

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Punjab and Sind Bank – ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PSIB0000766.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Aligarh Guru Gobind Singh Jr. High School branch

The branch is located at GURU GOBIND SINGH JR. HIGH SCHOOL, BAIKUNTH NAGAR, ALIGARH, UTTAR PRADESH-202001, which puts it inside Aligarh, the broader Aligarh district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Punjab and Sind Bank Aligarh Guru Gobind Singh Jr. High School branch” — the verified location pin for IFSC PSIB0000766 should appear at the top of the results.
2. Confirm the branch is open by calling 571-2402589 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PSIB0000766 and your account number.

Verifying IFSC PSIB0000766 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm PSIB0000766 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 571-2402589.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Aligarh Guru Gobind Singh Jr. High School are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PSIB0000766 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: PSIB0000766 is the IFSC code of Punjab and Sind Bank, ALIGARH GURU GOBIND SINGH JR. HIGH SCHOOL branch, in ALIGARH, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.