IFSC Code of Prime Cooperative Bank Limited, Salabatpura Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Prime Cooperative Bank Limited, SALABATPURA branch in SURAT. The 11-digit IFSC PMEC0104747 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Prime Cooperative Bank Limited at the SALABATPURA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PMEC0104747 is the IFSC of Prime Cooperative Bank Limited's SALABATPURA branch. The format is fixed: PMEC = bank code, 0 = reserved, 104747 = branch identifier.

Branch details at a glance

About the bank

Prime Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Salabatpura branch in Surat, Gujarat is part of this network and uses the IFSC code PMEC0104747 for all electronic settlement.

About the Salabatpura branch

The Salabatpura branch of Prime Cooperative Bank Limited is situated at PATEL HOUSE OPP KOHINOOR MARKET SALABATPURA SURAT 395003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code PMEC0104747 is used.

Why every Prime Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SALABATPURA of Prime Cooperative Bank Limited — its own 11-character IFSC. The code PMEC0104747 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PMEC0104747 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC PMEC0104747

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PMEC0104747 across all three.

NEFT to Prime Cooperative Bank Limited, SALABATPURA using IFSC PMEC0104747

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PMEC0104747, and confirm that the system picks up Prime Cooperative Bank Limited – SALABATPURA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SALABATPURA

If you need to transfer ₹2 lakh or more in one go to an account at Prime Cooperative Bank Limited's SALABATPURA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PMEC0104747 while initiating the transfer and the credit will appear within minutes.

IMPS to Prime Cooperative Bank Limited SALABATPURA (IFSC PMEC0104747)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PMEC0104747 in your mobile or internet banking app, and the money is credited to the SALABATPURA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PMEC0104747 for Prime Cooperative Bank Limited – SALABATPURA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Salabatpura branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Prime Cooperative Bank Limited's SALABATPURA branch, the IFSC PMEC0104747 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Salabatpura branch is mapped to IFSC PMEC0104747 on the RBI payments network. The branch generally supports the full retail product catalogue of Prime Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PMEC0104747.

Products and services

Customers walking into the Salabatpura branch can access most of Prime Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PMEC0104747

MICR & cheque-truncation details

Cheques drawn on the Salabatpura branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PMEC0104747 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Salabatpura branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC PMEC0104747 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Prime Cooperative Bank Limited – SALABATPURA:

• The IFSC is exactly PMEC0104747 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Prime Cooperative Bank Limited as the bank name and SALABATPURA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Salabatpura branch

The branch is located at PATEL HOUSE OPP KOHINOOR MARKET SALABATPURA SURAT 395003, which puts it inside Surat, the broader Surat district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Prime Cooperative Bank Limited Salabatpura branch” — the verified location pin for IFSC PMEC0104747 should appear at the top of the results.
2. Confirm the branch is open by calling 261-2995808 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC PMEC0104747 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PMEC0104747 for Prime Cooperative Bank Limited – SALABATPURA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Salabatpura are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PMEC0104747 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PMEC0104747 belongs to Prime Cooperative Bank Limited's SALABATPURA branch, located at PATEL HOUSE OPP KOHINOOR MARKET SALABATPURA SURAT 395003 in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.