IFSC Code of Prime Cooperative Bank Limited, Bhatar Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to Prime Cooperative Bank Limited's BHATAR BRANCH branch in SURAT, GUJARAT. The branch's IFSC code PMEC0100607 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, PMEC0100607 is the IFSC of Prime Cooperative Bank Limited's BHATAR BRANCH branch. The format is fixed: PMEC = bank code, 0 = reserved, 100607 = branch identifier.

Branch details at a glance

About the bank

Prime Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhatar Branch branch in Surat, Gujarat is part of this network and uses the IFSC code PMEC0100607 for all electronic settlement.

Bhatar Branch branch overview

Located at N 23 TO 26 ASHIRWAD COMPLEX, OPP UMA BHAVAN , BHATAR ROAD, SURAT, the Bhatar Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PMEC0100607 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Prime Cooperative Bank Limited's BHATAR BRANCH branch came to be assigned the code PMEC0100607.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC PMEC0100607, money simply cannot be routed to the BHATAR BRANCH branch electronically.

How to transfer money using IFSC PMEC0100607

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PMEC0100607 across all three.

NEFT to Prime Cooperative Bank Limited, BHATAR BRANCH using IFSC PMEC0100607

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC PMEC0100607, and confirm that the system picks up Prime Cooperative Bank Limited – BHATAR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC PMEC0100607

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Prime Cooperative Bank Limited – BHATAR BRANCH, ensure your bank's portal accepts IFSC PMEC0100607 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Prime Cooperative Bank Limited BHATAR BRANCH (IFSC PMEC0100607)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC PMEC0100607 in your mobile or internet banking app, and the money is credited to the BHATAR BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PMEC0100607 for Prime Cooperative Bank Limited – BHATAR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhatar Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PMEC0100607

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Prime Cooperative Bank Limited – BHATAR BRANCH is still mapped to IFSC PMEC0100607. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PMEC0100607 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bhatar Branch branch is mapped to IFSC PMEC0100607 on the RBI payments network. The branch generally supports the full retail product catalogue of Prime Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PMEC0100607.

Banking services available

The Bhatar Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 261-2237242.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC PMEC0100607

MICR & cheque-truncation details

Cheques drawn on the Bhatar Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PMEC0100607 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC PMEC0100607

Prime Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHATAR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PMEC0100607 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC PMEC0100607

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Prime Cooperative Bank Limited – BHATAR BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PMEC0100607.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Bhatar Branch branch sits at N 23 TO 26 ASHIRWAD COMPLEX, OPP UMA BHAVAN , BHATAR ROAD, SURAT. If you are travelling from outside Surat, search for the branch on a maps application using the bank name and locality, or call 261-2237242 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PMEC0100607 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PMEC0100607 for Prime Cooperative Bank Limited – BHATAR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bhatar Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PMEC0100607 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code PMEC0100607 belongs to Prime Cooperative Bank Limited's BHATAR BRANCH branch, located at N 23 TO 26 ASHIRWAD COMPLEX, OPP UMA BHAVAN , BHATAR ROAD, SURAT in SURAT, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.