IFSC Code of Prime Cooperative Bank Limited, Jahangirpura Branch Branch, Gujarat

If you are searching for the IFSC code of Prime Cooperative Bank Limited, JAHANGIRPURA BRANCH branch in JAHANGIRPURA, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is PMEC0103330. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAHANGIRPURA BRANCH branch, and detailed step-by-step guides for using the IFSC PMEC0103330 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Prime Cooperative Bank Limited's JAHANGIRPURA BRANCH branch, the IFSC PMEC0103330 breaks down as follows: PMEC identifies the bank, 0 is the reserved character, and 103330 identifies this particular branch.

About the bank

Prime Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jahangirpura Branch branch in Jahangirpura, Gujarat is part of this network and uses the IFSC code PMEC0103330 for all electronic settlement.

Jahangirpura Branch branch overview

Located at VISHWAKARMA BHAVAN, BESIDE OF CNG PUMP, SURAT OLPAD ROAD, JAHANGIRPURA, SURAT, the Jahangirpura Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC PMEC0103330 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Prime Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAHANGIRPURA BRANCH of Prime Cooperative Bank Limited — its own 11-character IFSC. The code PMEC0103330 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC PMEC0103330 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Jahangirpura Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC PMEC0103330 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC PMEC0103330

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC PMEC0103330 across all three.

How to use IFSC PMEC0103330 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Prime Cooperative Bank Limited's JAHANGIRPURA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC PMEC0103330.
4. Confirm the bank name auto-populates as Prime Cooperative Bank Limited and the branch as JAHANGIRPURA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JAHANGIRPURA BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Prime Cooperative Bank Limited's JAHANGIRPURA BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC PMEC0103330 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Prime Cooperative Bank Limited – JAHANGIRPURA BRANCH, use IMPS. With IFSC PMEC0103330 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC PMEC0103330 for Prime Cooperative Bank Limited – JAHANGIRPURA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jahangirpura Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC PMEC0103330

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Prime Cooperative Bank Limited – JAHANGIRPURA BRANCH is still mapped to IFSC PMEC0103330. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC PMEC0103330 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jahangirpura Branch branch is mapped to IFSC PMEC0103330 on the RBI payments network. The branch generally supports the full retail product catalogue of Prime Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains PMEC0103330.

Products and services

Customers walking into the Jahangirpura Branch branch can access most of Prime Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC PMEC0103330

Online banking and IFSC PMEC0103330

Prime Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JAHANGIRPURA BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC PMEC0103330 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Jahangirpura Branch branch sits at VISHWAKARMA BHAVAN, BESIDE OF CNG PUMP, SURAT OLPAD ROAD, JAHANGIRPURA, SURAT. If you are travelling from outside Jahangirpura, search for the branch on a maps application using the bank name and locality, or call 261-2764800 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC PMEC0103330 and your account number.

Common mistakes to avoid when using IFSC PMEC0103330

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Prime Cooperative Bank Limited – JAHANGIRPURA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: PMEC0103330.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Jahangirpura Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to PMEC0103330 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC PMEC0103330 for Prime Cooperative Bank Limited – JAHANGIRPURA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: PMEC0103330 is the IFSC code of Prime Cooperative Bank Limited, JAHANGIRPURA BRANCH branch, in JAHANGIRPURA, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.