IFSC Code of Nutan Nagarik Sahakari Bank Limited, Shanti Comm. Branch Branch, Gujarat

Use this page as a one-stop reference for everything related to Nutan Nagarik Sahakari Bank Limited's SHANTI COMM. BRANCH branch in AHMEDABAD, GUJARAT. The branch's IFSC code NNSB0128004 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NNSB0128004 is the IFSC of Nutan Nagarik Sahakari Bank Limited's SHANTI COMM. BRANCH branch. The format is fixed: NNSB = bank code, 0 = reserved, 128004 = branch identifier.

Bank profile

Nutan Nagarik Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shanti Comm. Branch branch — IFSC NNSB0128004 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

About this branch

The branch is located at SHANTI COMM. CENTRE BRANCH,36, SHANTI COMM.CENTRE,NAGAR SHETH NO VANDO,GHEEKANTA, AHMEDABAD- 380001. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Nutan Nagarik Sahakari Bank Limited. The IFSC NNSB0128004 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Nutan Nagarik Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHANTI COMM. BRANCH of Nutan Nagarik Sahakari Bank Limited — its own 11-character IFSC. The code NNSB0128004 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NNSB0128004 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Shanti Comm. Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NNSB0128004 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC NNSB0128004

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NNSB0128004 across all three.

How to use IFSC NNSB0128004 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Nutan Nagarik Sahakari Bank Limited's SHANTI COMM. BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NNSB0128004.
4. Confirm the bank name auto-populates as Nutan Nagarik Sahakari Bank Limited and the branch as SHANTI COMM. BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC NNSB0128004

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Nutan Nagarik Sahakari Bank Limited – SHANTI COMM. BRANCH, ensure your bank's portal accepts IFSC NNSB0128004 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Nutan Nagarik Sahakari Bank Limited – SHANTI COMM. BRANCH, use IMPS. With IFSC NNSB0128004 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NNSB0128004 for Nutan Nagarik Sahakari Bank Limited – SHANTI COMM. BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shanti Comm. Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NNSB0128004

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Nutan Nagarik Sahakari Bank Limited – SHANTI COMM. BRANCH is still mapped to IFSC NNSB0128004. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NNSB0128004 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shanti Comm. Branch branch is mapped to IFSC NNSB0128004 on the RBI payments network. The branch generally supports the full retail product catalogue of Nutan Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NNSB0128004.

Products and services

Customers walking into the Shanti Comm. Branch branch can access most of Nutan Nagarik Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NNSB0128004

Digital banking channels

Most day-to-day work that customers used to do at the Shanti Comm. Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NNSB0128004 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Shanti Comm. Branch branch

The branch is located at SHANTI COMM. CENTRE BRANCH,36, SHANTI COMM.CENTRE,NAGAR SHETH NO VANDO,GHEEKANTA, AHMEDABAD- 380001, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Nutan Nagarik Sahakari Bank Limited Shanti Comm. Branch branch” — the verified location pin for IFSC NNSB0128004 should appear at the top of the results.
2. Confirm the branch is open by calling 79-25508914 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NNSB0128004 and your account number.

Common mistakes to avoid when using IFSC NNSB0128004

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Nutan Nagarik Sahakari Bank Limited – SHANTI COMM. BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: NNSB0128004.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shanti Comm. Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NNSB0128004, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NNSB0128004 for Nutan Nagarik Sahakari Bank Limited – SHANTI COMM. BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NNSB0128004 belongs to Nutan Nagarik Sahakari Bank Limited's SHANTI COMM. BRANCH branch, located at SHANTI COMM. CENTRE BRANCH,36, SHANTI COMM.CENTRE,NAGAR SHETH NO… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.