Below are the complete branch details for Nutan Nagarik Sahakari Bank Limited, NEWCLOTH BRANCH branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is NNSB0128003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NNSB0128003 for Nutan Nagarik Sahakari Bank Limited – NEWCLOTH BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, NNSB0128003 is the IFSC of Nutan Nagarik Sahakari Bank Limited's NEWCLOTH BRANCH branch. The format is fixed: NNSB = bank code, 0 = reserved, 128003 = branch identifier.
Branch details at a glance
| Bank Name | Nutan Nagarik Sahakari Bank Limited |
|---|---|
| Branch | Newcloth Branch |
| IFSC Code | NNSB0128003 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEW CLOTH MARKET BRANCH, NEW CLOTH MARKET, O/S.RAIPUR GATE, AHMEDABAD-1 |
| City | Ahmedabad |
| District | Ahmedabad |
| State | Gujarat |
| STD Code | 79 |
| Phone | 22114136 |
About the bank
Nutan Nagarik Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Newcloth Branch branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code NNSB0128003 for all electronic settlement.
Newcloth Branch branch overview
Located at NEW CLOTH MARKET BRANCH, NEW CLOTH MARKET, O/S.RAIPUR GATE, AHMEDABAD-1, the Newcloth Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NNSB0128003 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Nutan Nagarik Sahakari Bank Limited's NEWCLOTH BRANCH branch came to be assigned the code NNSB0128003.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NNSB0128003, money simply cannot be routed to the NEWCLOTH BRANCH branch electronically.
How to transfer money using IFSC NNSB0128003
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NNSB0128003 across all three.
NEFT to Nutan Nagarik Sahakari Bank Limited, NEWCLOTH BRANCH using IFSC NNSB0128003
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NNSB0128003, and confirm that the system picks up Nutan Nagarik Sahakari Bank Limited – NEWCLOTH BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC NNSB0128003
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Nutan Nagarik Sahakari Bank Limited – NEWCLOTH BRANCH, ensure your bank's portal accepts IFSC NNSB0128003 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Nutan Nagarik Sahakari Bank Limited – NEWCLOTH BRANCH, use IMPS. With IFSC NNSB0128003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC NNSB0128003 for Nutan Nagarik Sahakari Bank Limited – NEWCLOTH BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – NNSB0128003 | Yes – NNSB0128003 | Yes – NNSB0128003 |
For most retail customers crediting the Newcloth Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC NNSB0128003
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Nutan Nagarik Sahakari Bank Limited – NEWCLOTH BRANCH is still mapped to IFSC NNSB0128003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NNSB0128003 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Newcloth Branch branch is mapped to IFSC NNSB0128003 on the RBI payments network. The branch generally supports the full retail product catalogue of Nutan Nagarik Sahakari Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains NNSB0128003.
Products and services
Customers walking into the Newcloth Branch branch can access most of Nutan Nagarik Sahakari Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC NNSB0128003
MICR & cheque-truncation details
Cheques drawn on the Newcloth Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NNSB0128003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Newcloth Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NNSB0128003 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC NNSB0128003
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Nutan Nagarik Sahakari Bank Limited – NEWCLOTH BRANCH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
NNSB0128003. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Newcloth Branch branch sits at NEW CLOTH MARKET BRANCH, NEW CLOTH MARKET, O/S.RAIPUR GATE, AHMEDABAD-1. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-22114136 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NNSB0128003 and your account number.
Verifying IFSC NNSB0128003 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NNSB0128003 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 79-22114136.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Newcloth Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NNSB0128003, however, work 24x7.
Branch address & contact
Nutan Nagarik Sahakari Bank LimitedNewcloth Branch Branch
NEW CLOTH MARKET BRANCH, NEW CLOTH MARKET, O/S.RAIPUR GATE, AHMEDABAD-1
Ahmedabad, Gujarat
Phone: 79-22114136
IFSC: NNSB0128003
Frequently asked questions
Can I use IFSC NNSB0128003 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC NNSB0128003 to send funds instantly.
Where is Nutan Nagarik Sahakari Bank Limited Newcloth Branch branch located?
Nutan Nagarik Sahakari Bank Limited's Newcloth Branch branch is located at NEW CLOTH MARKET BRANCH, NEW CLOTH MARKET, O/S.RAIPUR GATE, AHMEDABAD-1, Ahmedabad, Gujarat.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Newcloth Branch branch but serve different purposes.
How quickly will an NEFT transfer using NNSB0128003 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Nutan Nagarik Sahakari Bank Limited – Newcloth Branch reflect within 30 minutes.
Is IFSC NNSB0128003 valid for NEFT and RTGS?
Yes. IFSC NNSB0128003 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC NNSB0128003 the same for all accounts at Newcloth Branch branch?
Yes. The IFSC NNSB0128003 is shared by every account held at Nutan Nagarik Sahakari Bank Limited's Newcloth Branch branch. Only the account number changes from customer to customer.
Summary
The IFSC code NNSB0128003 belongs to Nutan Nagarik Sahakari Bank Limited's NEWCLOTH BRANCH branch, located at NEW CLOTH MARKET BRANCH, NEW CLOTH MARKET, O/S.RAIPUR GATE, AHMEDABAD-1 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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