IFSC Code of NSDL Payments Bank Limited, Prabhadevi Branch, Maharashtra

Use this page as a one-stop reference for everything related to NSDL Payments Bank Limited's PRABHADEVI branch in MUMBAI, MAHARASHTRA. The branch's IFSC code NSPB000TRSY is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For NSDL Payments Bank Limited's PRABHADEVI branch, the IFSC NSPB000TRSY breaks down as follows: NSPB identifies the bank, 0 is the reserved character, and 00TRSY identifies this particular branch.

About the bank

NSDL Payments Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Prabhadevi branch in Mumbai, Maharashtra is part of this network and uses the IFSC code NSPB000TRSY for all electronic settlement.

Prabhadevi branch overview

Located at NSDL Payments Bank. 401, 4th Floor, Tower no.3, One International Center, Senapati Bapat Marg Prabhadevi Mumbai-400013, the Prabhadevi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NSPB000TRSY is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how NSDL Payments Bank Limited's PRABHADEVI branch came to be assigned the code NSPB000TRSY.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NSPB000TRSY, money simply cannot be routed to the PRABHADEVI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by NSDL Payments Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NSPB000TRSY and the account number together uniquely identify the Prabhadevi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC NSPB000TRSY

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NSPB000TRSY across all three.

How to use IFSC NSPB000TRSY for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to NSDL Payments Bank Limited's PRABHADEVI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NSPB000TRSY.
4. Confirm the bank name auto-populates as NSDL Payments Bank Limited and the branch as PRABHADEVI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC NSPB000TRSY

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to NSDL Payments Bank Limited – PRABHADEVI, ensure your bank's portal accepts IFSC NSPB000TRSY while registering the beneficiary. RTGS is also available 24x7.

IMPS to NSDL Payments Bank Limited PRABHADEVI (IFSC NSPB000TRSY)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NSPB000TRSY in your mobile or internet banking app, and the money is credited to the PRABHADEVI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NSPB000TRSY for NSDL Payments Bank Limited – PRABHADEVI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Prabhadevi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at NSDL Payments Bank Limited's PRABHADEVI branch, the IFSC NSPB000TRSY is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Prabhadevi branch is mapped to IFSC NSPB000TRSY on the RBI payments network. The branch generally supports the full retail product catalogue of NSDL Payments Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NSPB000TRSY.

Products and services

Customers walking into the Prabhadevi branch can access most of NSDL Payments Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NSPB000TRSY

Digital banking channels

Most day-to-day work that customers used to do at the Prabhadevi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NSPB000TRSY is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Prabhadevi branch

The branch is located at NSDL Payments Bank. 401, 4th Floor, Tower no.3, One International Center, Senapati Bapat Marg Prabhadevi Mumbai-400013, which puts it inside Mumbai, the broader Mumbai district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “NSDL Payments Bank Limited Prabhadevi branch” — the verified location pin for IFSC NSPB000TRSY should appear at the top of the results.
2. Confirm the branch is open by calling 22-2249142746 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NSPB000TRSY and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to NSDL Payments Bank Limited – PRABHADEVI:

• The IFSC is exactly NSPB000TRSY with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills NSDL Payments Bank Limited as the bank name and PRABHADEVI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Prabhadevi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NSPB000TRSY, however, work 24x7.

Verifying IFSC NSPB000TRSY from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NSPB000TRSY by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-2249142746.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: NSPB000TRSY is the IFSC code of NSDL Payments Bank Limited, PRABHADEVI branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.