IFSC Code of New India Cooperative Bank Limited, Mahavir Nagar Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for New India Cooperative Bank Limited, MAHAVIR NAGAR branch in BRIHAN MUMBAI. The 11-digit IFSC NICB0000026 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with New India Cooperative Bank Limited at the MAHAVIR NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for New India Cooperative Bank Limited – MAHAVIR NAGAR is NICB0000026. The first four letters NICB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000026 map to this branch in BRIHAN MUMBAI, MAHARASHTRA.

About the bank

New India Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahavir Nagar branch in Brihan Mumbai, Maharashtra is part of this network and uses the IFSC code NICB0000026 for all electronic settlement.

Branch details at a glance

About the Mahavir Nagar branch

The Mahavir Nagar branch of New India Cooperative Bank Limited is situated at VEENA GEET-SANGEET GANGOTRI YAMUNOTRI BLDG. MAHAVIR NAGAR , KANDIVALI (WEST) MUMBAI 400 067. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NICB0000026 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how New India Cooperative Bank Limited's MAHAVIR NAGAR branch came to be assigned the code NICB0000026.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NICB0000026, money simply cannot be routed to the MAHAVIR NAGAR branch electronically.

Products and account variants supported

Every account opened at the Mahavir Nagar branch is mapped to IFSC NICB0000026 on the RBI payments network. The branch generally supports the full retail product catalogue of New India Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NICB0000026.

Products and services

Customers walking into the Mahavir Nagar branch can access most of New India Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NICB0000026

How to transfer money using IFSC NICB0000026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NICB0000026 across all three.

NEFT to New India Cooperative Bank Limited, MAHAVIR NAGAR using IFSC NICB0000026

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NICB0000026, and confirm that the system picks up New India Cooperative Bank Limited – MAHAVIR NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MAHAVIR NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at New India Cooperative Bank Limited's MAHAVIR NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NICB0000026 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to New India Cooperative Bank Limited – MAHAVIR NAGAR, use IMPS. With IFSC NICB0000026 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mahavir Nagar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NICB0000026:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAHAVIR NAGAR is still linked to IFSC NICB0000026.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC NICB0000026

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at New India Cooperative Bank Limited – MAHAVIR NAGAR is still mapped to IFSC NICB0000026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NICB0000026 and the beneficiary's account number to complete the transfer.

Online banking and IFSC NICB0000026

New India Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MAHAVIR NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NICB0000026 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mahavir Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NICB0000026 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to New India Cooperative Bank Limited – MAHAVIR NAGAR:

• The IFSC is exactly NICB0000026 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills New India Cooperative Bank Limited as the bank name and MAHAVIR NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mahavir Nagar branch sits at VEENA GEET-SANGEET GANGOTRI YAMUNOTRI BLDG. MAHAVIR NAGAR , KANDIVALI (WEST) MUMBAI 400 067. If you are travelling from outside Brihan Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-61373611 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NICB0000026 and your account number.

Verifying IFSC NICB0000026 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NICB0000026 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-61373611.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Mahavir Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NICB0000026 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NICB0000026 belongs to New India Cooperative Bank Limited's MAHAVIR NAGAR branch, located at VEENA GEET-SANGEET GANGOTRI YAMUNOTRI BLDG. MAHAVIR NAGAR , KANDIVALI (WEST)… in BRIHAN MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.