IFSC Code of Nav Jeevan Cooperative Bank Limited, Bkc Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to Nav Jeevan Cooperative Bank Limited's BKC BRANCH branch in ULHASNAGAR, MAHARASHTRA. The branch's IFSC code NJBK0790006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Nav Jeevan Cooperative Bank Limited – BKC BRANCH is NJBK0790006. The first four letters NJBK are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 790006 map to this branch in ULHASNAGAR, MAHARASHTRA.

About the bank

Nav Jeevan Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bkc Branch branch in Ulhasnagar, Maharashtra is part of this network and uses the IFSC code NJBK0790006 for all electronic settlement.

About this branch

The branch is located at MAYUR MASALA BUILDING, NEAR BHAGAT KANWARAM CHOWK, OPP. BK NO. 950 SEC.22 ULHASNAGAR 421003.. It serves the Ulhasnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Nav Jeevan Cooperative Bank Limited. The IFSC NJBK0790006 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Nav Jeevan Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BKC BRANCH of Nav Jeevan Cooperative Bank Limited — its own 11-character IFSC. The code NJBK0790006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NJBK0790006 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Bkc Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NJBK0790006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC NJBK0790006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NJBK0790006 across all three.

How to use IFSC NJBK0790006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Nav Jeevan Cooperative Bank Limited's BKC BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC NJBK0790006.
4. Confirm the bank name auto-populates as Nav Jeevan Cooperative Bank Limited and the branch as BKC BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BKC BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Nav Jeevan Cooperative Bank Limited's BKC BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NJBK0790006 while initiating the transfer and the credit will appear within minutes.

IMPS to Nav Jeevan Cooperative Bank Limited BKC BRANCH (IFSC NJBK0790006)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NJBK0790006 in your mobile or internet banking app, and the money is credited to the BKC BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NJBK0790006 for Nav Jeevan Cooperative Bank Limited – BKC BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bkc Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Nav Jeevan Cooperative Bank Limited's BKC BRANCH branch, the IFSC NJBK0790006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bkc Branch branch

Once you have an account at Nav Jeevan Cooperative Bank Limited – BKC BRANCH, the IFSC NJBK0790006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Bkc Branch branch can access most of Nav Jeevan Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC NJBK0790006

Digital banking channels

Most day-to-day work that customers used to do at the Bkc Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NJBK0790006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Bkc Branch branch sits at MAYUR MASALA BUILDING, NEAR BHAGAT KANWARAM CHOWK, OPP. BK NO. 950 SEC.22 ULHASNAGAR 421003.. If you are travelling from outside Ulhasnagar, search for the branch on a maps application using the bank name and locality, or call 251-2712072 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NJBK0790006 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Nav Jeevan Cooperative Bank Limited – BKC BRANCH:

• The IFSC is exactly NJBK0790006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Nav Jeevan Cooperative Bank Limited as the bank name and BKC BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Bkc Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NJBK0790006 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NJBK0790006 for Nav Jeevan Cooperative Bank Limited – BKC BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: NJBK0790006 is the IFSC code of Nav Jeevan Cooperative Bank Limited, BKC BRANCH branch, in ULHASNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.