IFSC Code of Nagpur Nagarik Sahakari Bank Limited, Ganjakhet Branch, Maharashtra

Below are the complete branch details for Nagpur Nagarik Sahakari Bank Limited, GANJAKHET branch, located in NAGPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is NGSB0000015. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NGSB0000015 for Nagpur Nagarik Sahakari Bank Limited – GANJAKHET — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Nagpur Nagarik Sahakari Bank Limited's GANJAKHET branch, the IFSC NGSB0000015 breaks down as follows: NGSB identifies the bank, 0 is the reserved character, and 000015 identifies this particular branch.

Bank profile

Nagpur Nagarik Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ganjakhet branch — IFSC NGSB0000015 — extends the bank's services to customers in and around Nagpur, Maharashtra.

Branch details at a glance

About the Ganjakhet branch

The Ganjakhet branch of Nagpur Nagarik Sahakari Bank Limited is situated at NR.AGRASEN CHOWK,ABOVE VIDARBHA ELECTRICAL, 1ST FLOOR, GANDHIGAGH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NGSB0000015 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Nagpur Nagarik Sahakari Bank Limited's GANJAKHET branch came to be assigned the code NGSB0000015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NGSB0000015, money simply cannot be routed to the GANJAKHET branch electronically.

Products and account variants supported

Every account opened at the Ganjakhet branch is mapped to IFSC NGSB0000015 on the RBI payments network. The branch generally supports the full retail product catalogue of Nagpur Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NGSB0000015.

Banking services available

The Ganjakhet branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7122764850.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NGSB0000015

How to transfer money using IFSC NGSB0000015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NGSB0000015 across all three.

NEFT to Nagpur Nagarik Sahakari Bank Limited, GANJAKHET using IFSC NGSB0000015

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NGSB0000015, and confirm that the system picks up Nagpur Nagarik Sahakari Bank Limited – GANJAKHET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC NGSB0000015

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Nagpur Nagarik Sahakari Bank Limited – GANJAKHET, ensure your bank's portal accepts IFSC NGSB0000015 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Nagpur Nagarik Sahakari Bank Limited GANJAKHET (IFSC NGSB0000015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NGSB0000015 in your mobile or internet banking app, and the money is credited to the GANJAKHET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Ganjakhet

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC NGSB0000015:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANJAKHET is still linked to IFSC NGSB0000015.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC NGSB0000015

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Nagpur Nagarik Sahakari Bank Limited – GANJAKHET is still mapped to IFSC NGSB0000015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NGSB0000015 and the beneficiary's account number to complete the transfer.

Online banking and IFSC NGSB0000015

Nagpur Nagarik Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GANJAKHET branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC NGSB0000015 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ganjakhet branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC NGSB0000015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC NGSB0000015

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Nagpur Nagarik Sahakari Bank Limited – GANJAKHET, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: NGSB0000015.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Ganjakhet branch sits at NR.AGRASEN CHOWK,ABOVE VIDARBHA ELECTRICAL, 1ST FLOOR, GANDHIGAGH. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 7122764850 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NGSB0000015 and your account number.

Verifying IFSC NGSB0000015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NGSB0000015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7122764850.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ganjakhet branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NGSB0000015, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NGSB0000015 belongs to Nagpur Nagarik Sahakari Bank Limited's GANJAKHET branch, located at NR.AGRASEN CHOWK,ABOVE VIDARBHA ELECTRICAL, 1ST FLOOR, GANDHIGAGH in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.