IFSC Code of Nagpur Nagarik Sahakari Bank Limited, Deendayal Nagar Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Nagpur Nagarik Sahakari Bank Limited, DEENDAYAL NAGAR branch in NAGPUR. The 11-digit IFSC NGSB0000012 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Nagpur Nagarik Sahakari Bank Limited at the DEENDAYAL NAGAR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Nagpur Nagarik Sahakari Bank Limited – DEENDAYAL NAGAR is NGSB0000012. The first four letters NGSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000012 map to this branch in NAGPUR, MAHARASHTRA.

About Nagpur Nagarik Sahakari Bank Limited

Nagpur Nagarik Sahakari Bank Limited operates a wide network of branches across India, including the Deendayal Nagar branch in Nagpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, NGSB0000012.

About this branch

The branch is located at “SHRIKRISHNA”,RING ROAD,DEENDAYAL NAGAR. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Nagpur Nagarik Sahakari Bank Limited. The IFSC NGSB0000012 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Nagpur Nagarik Sahakari Bank Limited's DEENDAYAL NAGAR branch came to be assigned the code NGSB0000012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NGSB0000012, money simply cannot be routed to the DEENDAYAL NAGAR branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Nagpur Nagarik Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NGSB0000012 and the account number together uniquely identify the Deendayal Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC NGSB0000012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NGSB0000012 across all three.

NEFT to Nagpur Nagarik Sahakari Bank Limited, DEENDAYAL NAGAR using IFSC NGSB0000012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NGSB0000012, and confirm that the system picks up Nagpur Nagarik Sahakari Bank Limited – DEENDAYAL NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC NGSB0000012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Nagpur Nagarik Sahakari Bank Limited – DEENDAYAL NAGAR, ensure your bank's portal accepts IFSC NGSB0000012 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Nagpur Nagarik Sahakari Bank Limited DEENDAYAL NAGAR (IFSC NGSB0000012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NGSB0000012 in your mobile or internet banking app, and the money is credited to the DEENDAYAL NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NGSB0000012 for Nagpur Nagarik Sahakari Bank Limited – DEENDAYAL NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Deendayal Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC NGSB0000012

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Nagpur Nagarik Sahakari Bank Limited – DEENDAYAL NAGAR is still mapped to IFSC NGSB0000012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC NGSB0000012 and the beneficiary's account number to complete the transfer.

Account types you can open at the Deendayal Nagar branch

Once you have an account at Nagpur Nagarik Sahakari Bank Limited – DEENDAYAL NAGAR, the IFSC NGSB0000012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Deendayal Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7122289906.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NGSB0000012

Digital banking channels

Most day-to-day work that customers used to do at the Deendayal Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NGSB0000012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Deendayal Nagar branch

The branch is located at “SHRIKRISHNA”,RING ROAD,DEENDAYAL NAGAR, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Nagpur Nagarik Sahakari Bank Limited Deendayal Nagar branch” — the verified location pin for IFSC NGSB0000012 should appear at the top of the results.
2. Confirm the branch is open by calling 7122289906 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NGSB0000012 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Nagpur Nagarik Sahakari Bank Limited – DEENDAYAL NAGAR:

• The IFSC is exactly NGSB0000012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Nagpur Nagarik Sahakari Bank Limited as the bank name and DEENDAYAL NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Deendayal Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NGSB0000012 continue to work without interruption.

Verifying IFSC NGSB0000012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm NGSB0000012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7122289906.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NGSB0000012 belongs to Nagpur Nagarik Sahakari Bank Limited's DEENDAYAL NAGAR branch, located at “SHRIKRISHNA”,RING ROAD,DEENDAYAL NAGAR in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.