IFSC Code of Nagpur Nagarik Sahakari Bank Limited, Chhindwara Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to Nagpur Nagarik Sahakari Bank Limited's CHHINDWARA branch in NAGPUR, MADHYA PRADESH. The branch's IFSC code NGSB0000029 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, NGSB0000029 is the IFSC of Nagpur Nagarik Sahakari Bank Limited's CHHINDWARA branch. The format is fixed: NGSB = bank code, 0 = reserved, 000029 = branch identifier.

About the bank

Nagpur Nagarik Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chhindwara branch in Nagpur, Madhya Pradesh is part of this network and uses the IFSC code NGSB0000029 for all electronic settlement.

Branch details at a glance

About the Chhindwara branch

The Chhindwara branch of Nagpur Nagarik Sahakari Bank Limited is situated at PALIKA MARKET,ITWARI BAZAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code NGSB0000029 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Nagpur Nagarik Sahakari Bank Limited's CHHINDWARA branch came to be assigned the code NGSB0000029.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC NGSB0000029, money simply cannot be routed to the CHHINDWARA branch electronically.

Products and account variants supported

Every account opened at the Chhindwara branch is mapped to IFSC NGSB0000029 on the RBI payments network. The branch generally supports the full retail product catalogue of Nagpur Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NGSB0000029.

Banking services available

The Chhindwara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7162244379.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NGSB0000029

How to transfer money using IFSC NGSB0000029

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NGSB0000029 across all three.

NEFT to Nagpur Nagarik Sahakari Bank Limited, CHHINDWARA using IFSC NGSB0000029

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NGSB0000029, and confirm that the system picks up Nagpur Nagarik Sahakari Bank Limited – CHHINDWARA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHHINDWARA

If you need to transfer ₹2 lakh or more in one go to an account at Nagpur Nagarik Sahakari Bank Limited's CHHINDWARA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NGSB0000029 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Nagpur Nagarik Sahakari Bank Limited – CHHINDWARA, use IMPS. With IFSC NGSB0000029 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NGSB0000029 for Nagpur Nagarik Sahakari Bank Limited – CHHINDWARA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chhindwara branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Nagpur Nagarik Sahakari Bank Limited's CHHINDWARA branch, the IFSC NGSB0000029 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Chhindwara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NGSB0000029 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Nagpur Nagarik Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NGSB0000029 and the account number together uniquely identify the Chhindwara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Nagpur Nagarik Sahakari Bank Limited – CHHINDWARA:

• The IFSC is exactly NGSB0000029 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Nagpur Nagarik Sahakari Bank Limited as the bank name and CHHINDWARA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chhindwara branch

The branch is located at PALIKA MARKET,ITWARI BAZAR, which puts it inside Nagpur, the broader Chindwara district, and the state of Madhya Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Nagpur Nagarik Sahakari Bank Limited Chhindwara branch” — the verified location pin for IFSC NGSB0000029 should appear at the top of the results.
2. Confirm the branch is open by calling 7162244379 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC NGSB0000029 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NGSB0000029 for Nagpur Nagarik Sahakari Bank Limited – CHHINDWARA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chhindwara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to NGSB0000029 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: NGSB0000029 is the IFSC code of Nagpur Nagarik Sahakari Bank Limited, CHHINDWARA branch, in NAGPUR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.