IFSC Code of Nagpur Nagarik Sahakari Bank Limited, Gadchiroli Branch, Maharashtra

Below are the complete branch details for Nagpur Nagarik Sahakari Bank Limited, Gadchiroli branch, located in Gadchiroli, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is NGSB0000035. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case NGSB0000035 for Nagpur Nagarik Sahakari Bank Limited – Gadchiroli — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Nagpur Nagarik Sahakari Bank Limited – Gadchiroli is NGSB0000035. The first four letters NGSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000035 map to this branch in Gadchiroli, MAHARASHTRA.

Branch details at a glance

About the bank

Nagpur Nagarik Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gadchiroli branch in Gadchiroli, Maharashtra is part of this network and uses the IFSC code NGSB0000035 for all electronic settlement.

Gadchiroli branch overview

Located at Ward No.17,Chamorshi Road,In front of Radhe Building,Gadchiroli-442605, the Gadchiroli branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC NGSB0000035 is required for all interbank electronic transfers routed through this branch.

Why every Nagpur Nagarik Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including Gadchiroli of Nagpur Nagarik Sahakari Bank Limited — its own 11-character IFSC. The code NGSB0000035 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC NGSB0000035 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC NGSB0000035

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC NGSB0000035 across all three.

NEFT to Nagpur Nagarik Sahakari Bank Limited, Gadchiroli using IFSC NGSB0000035

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC NGSB0000035, and confirm that the system picks up Nagpur Nagarik Sahakari Bank Limited – Gadchiroli. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to Gadchiroli

If you need to transfer ₹2 lakh or more in one go to an account at Nagpur Nagarik Sahakari Bank Limited's Gadchiroli branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC NGSB0000035 while initiating the transfer and the credit will appear within minutes.

IMPS to Nagpur Nagarik Sahakari Bank Limited Gadchiroli (IFSC NGSB0000035)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC NGSB0000035 in your mobile or internet banking app, and the money is credited to the Gadchiroli branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC NGSB0000035 for Nagpur Nagarik Sahakari Bank Limited – Gadchiroli, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gadchiroli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Nagpur Nagarik Sahakari Bank Limited's Gadchiroli branch, the IFSC NGSB0000035 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Gadchiroli branch is mapped to IFSC NGSB0000035 on the RBI payments network. The branch generally supports the full retail product catalogue of Nagpur Nagarik Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains NGSB0000035.

Banking services available

The Gadchiroli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 244310.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC NGSB0000035

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Nagpur Nagarik Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC NGSB0000035 and the account number together uniquely identify the Gadchiroli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Gadchiroli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC NGSB0000035 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC NGSB0000035

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Nagpur Nagarik Sahakari Bank Limited – Gadchiroli, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: NGSB0000035.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Gadchiroli branch sits at Ward No.17,Chamorshi Road,In front of Radhe Building,Gadchiroli-442605. If you are travelling from outside Gadchiroli, search for the branch on a maps application using the bank name and locality, or call 244310 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC NGSB0000035 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC NGSB0000035 for Nagpur Nagarik Sahakari Bank Limited – Gadchiroli, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gadchiroli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC NGSB0000035, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code NGSB0000035 belongs to Nagpur Nagarik Sahakari Bank Limited's Gadchiroli branch, located at Ward No.17,Chamorshi Road,In front of Radhe Building,Gadchiroli-442605 in Gadchiroli, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.