If you are searching for the IFSC code of Model Co-operative Bank Ltd, ANDHERI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MDBK0000011. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ANDHERI branch, and detailed step-by-step guides for using the IFSC MDBK0000011 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Model Co-operative Bank Ltd's ANDHERI branch, the IFSC MDBK0000011 breaks down as follows: MDBK identifies the bank, 0 is the reserved character, and 000011 identifies this particular branch.
Bank profile
Model Co-operative Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Andheri branch — IFSC MDBK0000011 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About this branch
The branch is located at VISHWA NANAK APTS,CHAKALA JUNCTION,ANDHERI EAST,MUMBAI 400093. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Model Co-operative Bank Ltd. The IFSC MDBK0000011 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Model Co-operative Bank Ltd |
|---|---|
| Branch | Andheri |
| IFSC Code | MDBK0000011 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VISHWA NANAK APTS,CHAKALA JUNCTION,ANDHERI EAST,MUMBAI 400093 |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 28371714 |
Why every Model Co-operative Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANDHERI of Model Co-operative Bank Ltd — its own 11-character IFSC. The code MDBK0000011 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MDBK0000011 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Andheri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MDBK0000011 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MDBK0000011
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MDBK0000011 across all three.
How to use IFSC MDBK0000011 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Model Co-operative Bank Ltd's ANDHERI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MDBK0000011.
- Confirm the bank name auto-populates as Model Co-operative Bank Ltd and the branch as ANDHERI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ANDHERI
If you need to transfer ₹2 lakh or more in one go to an account at Model Co-operative Bank Ltd's ANDHERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MDBK0000011 while initiating the transfer and the credit will appear within minutes.
IMPS to Model Co-operative Bank Ltd ANDHERI (IFSC MDBK0000011)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MDBK0000011 in your mobile or internet banking app, and the money is credited to the ANDHERI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MDBK0000011 for Model Co-operative Bank Ltd – ANDHERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MDBK0000011 | Yes – MDBK0000011 | Yes – MDBK0000011 |
For most retail customers crediting the Andheri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Model Co-operative Bank Ltd's ANDHERI branch, the IFSC MDBK0000011 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Andheri branch is mapped to IFSC MDBK0000011 on the RBI payments network. The branch generally supports the full retail product catalogue of Model Co-operative Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MDBK0000011.
Banking services available
The Andheri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-28371714.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MDBK0000011
Digital banking channels
Most day-to-day work that customers used to do at the Andheri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MDBK0000011 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Andheri branch sits at VISHWA NANAK APTS,CHAKALA JUNCTION,ANDHERI EAST,MUMBAI 400093. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-28371714 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MDBK0000011 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Model Co-operative Bank Ltd – ANDHERI:
- The IFSC is exactly MDBK0000011 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Model Co-operative Bank Ltd as the bank name and ANDHERI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Andheri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MDBK0000011, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MDBK0000011 for Model Co-operative Bank Ltd – ANDHERI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Model Co-operative Bank LtdAndheri Branch
VISHWA NANAK APTS,CHAKALA JUNCTION,ANDHERI EAST,MUMBAI 400093
Mumbai, Maharashtra
Phone: 22-28371714
IFSC: MDBK0000011
Frequently asked questions
How quickly will an NEFT transfer using MDBK0000011 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Model Co-operative Bank Ltd – Andheri reflect within 30 minutes.
Is IFSC MDBK0000011 valid for NEFT and RTGS?
Yes. IFSC MDBK0000011 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Model Co-operative Bank Ltd Andheri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-28371714 to confirm.
Can I use IFSC MDBK0000011 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MDBK0000011 to send funds instantly.
What is the phone number of Model Co-operative Bank Ltd Andheri branch?
You can reach the branch at 22-28371714 during regular banking hours.
Is IFSC MDBK0000011 the same for all accounts at Andheri branch?
Yes. The IFSC MDBK0000011 is shared by every account held at Model Co-operative Bank Ltd's Andheri branch. Only the account number changes from customer to customer.
Where is Model Co-operative Bank Ltd Andheri branch located?
Model Co-operative Bank Ltd's Andheri branch is located at VISHWA NANAK APTS,CHAKALA JUNCTION,ANDHERI EAST,MUMBAI 400093, Mumbai, Maharashtra.
What is the IFSC code of Model Co-operative Bank Ltd Andheri branch?
The IFSC code of Model Co-operative Bank Ltd, Andheri branch is MDBK0000011. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: MDBK0000011 is the IFSC code of Model Co-operative Bank Ltd, ANDHERI branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
