Use this page as a one-stop reference for everything related to Mizuho Bank Limited's NARIMAN POINT branch in MUMBAI, MAHARASHTRA. The branch's IFSC code MHCB0000002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Mizuho Bank Limited's NARIMAN POINT branch, the IFSC MHCB0000002 breaks down as follows: MHCB identifies the bank, 0 is the reserved character, and 000002 identifies this particular branch.
Bank profile
Mizuho Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nariman Point branch — IFSC MHCB0000002 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About this branch
The branch is located at Level 17, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400 013. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Mizuho Bank Limited. The IFSC MHCB0000002 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Mizuho Bank Limited |
|---|---|
| Branch | Nariman Point |
| IFSC Code | MHCB0000002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | Level 17, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400 013 |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 22886638 |
Why every Mizuho Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NARIMAN POINT of Mizuho Bank Limited — its own 11-character IFSC. The code MHCB0000002 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MHCB0000002 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Nariman Point branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MHCB0000002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MHCB0000002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MHCB0000002 across all three.
NEFT to Mizuho Bank Limited, NARIMAN POINT using IFSC MHCB0000002
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MHCB0000002, and confirm that the system picks up Mizuho Bank Limited – NARIMAN POINT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC MHCB0000002
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Mizuho Bank Limited – NARIMAN POINT, ensure your bank's portal accepts IFSC MHCB0000002 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Mizuho Bank Limited NARIMAN POINT (IFSC MHCB0000002)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MHCB0000002 in your mobile or internet banking app, and the money is credited to the NARIMAN POINT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MHCB0000002 for Mizuho Bank Limited – NARIMAN POINT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MHCB0000002 | Yes – MHCB0000002 | Yes – MHCB0000002 |
For most retail customers crediting the Nariman Point branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Mizuho Bank Limited's NARIMAN POINT branch, the IFSC MHCB0000002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Nariman Point branch
Once you have an account at Mizuho Bank Limited – NARIMAN POINT, the IFSC MHCB0000002 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Nariman Point branch can access most of Mizuho Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MHCB0000002
Digital banking channels
Most day-to-day work that customers used to do at the Nariman Point branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MHCB0000002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Nariman Point branch
The branch is located at Level 17, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400 013, which puts it inside Mumbai, the broader Greater Mumbai district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Mizuho Bank Limited Nariman Point branch” — the verified location pin for IFSC MHCB0000002 should appear at the top of the results.
- Confirm the branch is open by calling 22-22886638 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MHCB0000002 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Mizuho Bank Limited – NARIMAN POINT:
- The IFSC is exactly MHCB0000002 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Mizuho Bank Limited as the bank name and NARIMAN POINT as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Nariman Point are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MHCB0000002 continue to work without interruption.
Verifying IFSC MHCB0000002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MHCB0000002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-22886638.
- Visiting the bank's official branch locator page.
Branch address & contact
Mizuho Bank LimitedNariman Point Branch
Level 17, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400 013
Mumbai, Maharashtra
Phone: 22-22886638
IFSC: MHCB0000002
Frequently asked questions
Is IFSC MHCB0000002 valid for NEFT and RTGS?
Yes. IFSC MHCB0000002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC MHCB0000002 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MHCB0000002 to send funds instantly.
Where is Mizuho Bank Limited Nariman Point branch located?
Mizuho Bank Limited's Nariman Point branch is located at Level 17, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400 013, Mumbai, Maharashtra.
How quickly will an NEFT transfer using MHCB0000002 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Mizuho Bank Limited – Nariman Point reflect within 30 minutes.
Does Mizuho Bank Limited Nariman Point branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-22886638 to confirm.
What is the phone number of Mizuho Bank Limited Nariman Point branch?
You can reach the branch at 22-22886638 during regular banking hours.
Summary
The IFSC code MHCB0000002 belongs to Mizuho Bank Limited's NARIMAN POINT branch, located at Level 17, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel,… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
