IFSC Code of Mizuho Bank Limited, Chennai Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to Mizuho Bank Limited's CHENNAI branch in CHENNAI, TAMIL NADU. The branch's IFSC code MHCB0000717 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Mizuho Bank Limited – CHENNAI is MHCB0000717. The first four letters MHCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000717 map to this branch in CHENNAI, TAMIL NADU.

Branch details at a glance

About Mizuho Bank Limited

Mizuho Bank Limited operates a wide network of branches across India, including the Chennai branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MHCB0000717.

Chennai branch overview

Located at PRESTIGE PALLADIUM BAYAN, GREAMS ROAD, CHENNAI, the Chennai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MHCB0000717 is required for all interbank electronic transfers routed through this branch.

Why every Mizuho Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHENNAI of Mizuho Bank Limited — its own 11-character IFSC. The code MHCB0000717 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MHCB0000717 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC MHCB0000717

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MHCB0000717 across all three.

NEFT to Mizuho Bank Limited, CHENNAI using IFSC MHCB0000717

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MHCB0000717, and confirm that the system picks up Mizuho Bank Limited – CHENNAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHENNAI

If you need to transfer ₹2 lakh or more in one go to an account at Mizuho Bank Limited's CHENNAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MHCB0000717 while initiating the transfer and the credit will appear within minutes.

IMPS to Mizuho Bank Limited CHENNAI (IFSC MHCB0000717)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MHCB0000717 in your mobile or internet banking app, and the money is credited to the CHENNAI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MHCB0000717 for Mizuho Bank Limited – CHENNAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chennai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Mizuho Bank Limited's CHENNAI branch, the IFSC MHCB0000717 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Chennai branch

Once you have an account at Mizuho Bank Limited – CHENNAI, the IFSC MHCB0000717 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chennai branch can access most of Mizuho Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MHCB0000717

MICR & cheque-truncation details

Cheques drawn on the Chennai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MHCB0000717 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Chennai branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MHCB0000717 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Mizuho Bank Limited – CHENNAI:

• The IFSC is exactly MHCB0000717 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Mizuho Bank Limited as the bank name and CHENNAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Chennai branch

The branch is located at PRESTIGE PALLADIUM BAYAN, GREAMS ROAD, CHENNAI, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Mizuho Bank Limited Chennai branch” — the verified location pin for IFSC MHCB0000717 should appear at the top of the results.
2. Confirm the branch is open by calling 44-42986648 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MHCB0000717 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MHCB0000717 for Mizuho Bank Limited – CHENNAI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chennai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MHCB0000717 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MHCB0000717 belongs to Mizuho Bank Limited's CHENNAI branch, located at PRESTIGE PALLADIUM BAYAN, GREAMS ROAD, CHENNAI in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.