IFSC Code of Mahesh Sahakari Bank Limited Pune, Aundh Branch, Maharashtra

Use this page as a one-stop reference for everything related to Mahesh Sahakari Bank Limited Pune's AUNDH branch in PUNE, MAHARASHTRA. The branch's IFSC code MSBL0000013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Mahesh Sahakari Bank Limited Pune's AUNDH branch, the IFSC MSBL0000013 breaks down as follows: MSBL identifies the bank, 0 is the reserved character, and 000013 identifies this particular branch.

About the bank

Mahesh Sahakari Bank Limited Pune serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Aundh branch in Pune, Maharashtra is part of this network and uses the IFSC code MSBL0000013 for all electronic settlement.

Aundh branch overview

Located at S.NO.138& 137,SHOP 6,7,8& 9 GROUND FLOOR,ASTRAL COURT - B WING,OPP.GAIKWAD PETROL PUMP,MARUTRAO GAIKWAD NAGAR,AUNDH,PUNE-411007, the Aundh branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MSBL0000013 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Mahesh Sahakari Bank Limited Pune's AUNDH branch came to be assigned the code MSBL0000013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MSBL0000013, money simply cannot be routed to the AUNDH branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Aundh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MSBL0000013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC MSBL0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSBL0000013 across all three.

NEFT to Mahesh Sahakari Bank Limited Pune, AUNDH using IFSC MSBL0000013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSBL0000013, and confirm that the system picks up Mahesh Sahakari Bank Limited Pune – AUNDH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC MSBL0000013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Mahesh Sahakari Bank Limited Pune – AUNDH, ensure your bank's portal accepts IFSC MSBL0000013 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Mahesh Sahakari Bank Limited Pune – AUNDH, use IMPS. With IFSC MSBL0000013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Aundh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MSBL0000013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AUNDH is still linked to IFSC MSBL0000013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Mahesh Sahakari Bank Limited Pune's AUNDH branch, the IFSC MSBL0000013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Aundh branch is mapped to IFSC MSBL0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of Mahesh Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MSBL0000013.

Products and services

Customers walking into the Aundh branch can access most of Mahesh Sahakari Bank Limited Pune's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MSBL0000013

Digital banking channels

Most day-to-day work that customers used to do at the Aundh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MSBL0000013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Aundh branch sits at S.NO.138& 137,SHOP 6,7,8& 9 GROUND FLOOR,ASTRAL COURT - B WING,OPP.GAIKWAD PETROL PUMP,MARUTRAO GAIKWAD NAGAR,AUNDH,PUNE-411007. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-65272791 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MSBL0000013 and your account number.

Common mistakes to avoid when using IFSC MSBL0000013

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Mahesh Sahakari Bank Limited Pune – AUNDH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: MSBL0000013.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Aundh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MSBL0000013 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MSBL0000013 for Mahesh Sahakari Bank Limited Pune – AUNDH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: MSBL0000013 is the IFSC code of Mahesh Sahakari Bank Limited Pune, AUNDH branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.