IFSC Code of Mahesh Sahakari Bank Limited Pune, Kalbadevi Road Mumbai Branch, Maharashtra

Use this page as a one-stop reference for everything related to Mahesh Sahakari Bank Limited Pune's KALBADEVI ROAD MUMBAI branch in MUMBAI, MAHARASHTRA. The branch's IFSC code MSBL0000009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, MSBL0000009 is the IFSC of Mahesh Sahakari Bank Limited Pune's KALBADEVI ROAD MUMBAI branch. The format is fixed: MSBL = bank code, 0 = reserved, 000009 = branch identifier.

About Mahesh Sahakari Bank Limited Pune

Mahesh Sahakari Bank Limited Pune operates a wide network of branches across India, including the Kalbadevi Road Mumbai branch in Mumbai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MSBL0000009.

Branch details at a glance

About this branch

The branch is located at 299,KALBADEVI ROAD,MUMBAI 411 002. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Mahesh Sahakari Bank Limited Pune. The IFSC MSBL0000009 is used to identify this branch on the RBI payments network.

Why every Mahesh Sahakari Bank Limited Pune branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALBADEVI ROAD MUMBAI of Mahesh Sahakari Bank Limited Pune — its own 11-character IFSC. The code MSBL0000009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MSBL0000009 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Kalbadevi Road Mumbai branch is mapped to IFSC MSBL0000009 on the RBI payments network. The branch generally supports the full retail product catalogue of Mahesh Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MSBL0000009.

Products and services

Customers walking into the Kalbadevi Road Mumbai branch can access most of Mahesh Sahakari Bank Limited Pune's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MSBL0000009

How to transfer money using IFSC MSBL0000009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSBL0000009 across all three.

NEFT to Mahesh Sahakari Bank Limited Pune, KALBADEVI ROAD MUMBAI using IFSC MSBL0000009

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSBL0000009, and confirm that the system picks up Mahesh Sahakari Bank Limited Pune – KALBADEVI ROAD MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC MSBL0000009

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Mahesh Sahakari Bank Limited Pune – KALBADEVI ROAD MUMBAI, ensure your bank's portal accepts IFSC MSBL0000009 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Mahesh Sahakari Bank Limited Pune – KALBADEVI ROAD MUMBAI, use IMPS. With IFSC MSBL0000009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Kalbadevi Road Mumbai

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MSBL0000009:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALBADEVI ROAD MUMBAI is still linked to IFSC MSBL0000009.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC MSBL0000009

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Mahesh Sahakari Bank Limited Pune – KALBADEVI ROAD MUMBAI is still mapped to IFSC MSBL0000009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MSBL0000009 and the beneficiary's account number to complete the transfer.

Online banking and IFSC MSBL0000009

Mahesh Sahakari Bank Limited Pune customers can register for net banking and the bank's official mobile app once their account at the KALBADEVI ROAD MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MSBL0000009 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Mahesh Sahakari Bank Limited Pune carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MSBL0000009 and the account number together uniquely identify the Kalbadevi Road Mumbai branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Mahesh Sahakari Bank Limited Pune – KALBADEVI ROAD MUMBAI:

• The IFSC is exactly MSBL0000009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Mahesh Sahakari Bank Limited Pune as the bank name and KALBADEVI ROAD MUMBAI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kalbadevi Road Mumbai branch sits at 299,KALBADEVI ROAD,MUMBAI 411 002. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-22407515 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MSBL0000009 and your account number.

Verifying IFSC MSBL0000009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MSBL0000009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-22407515.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kalbadevi Road Mumbai are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MSBL0000009 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: MSBL0000009 is the IFSC code of Mahesh Sahakari Bank Limited Pune, KALBADEVI ROAD MUMBAI branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.