IFSC Code of Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd Head Office Wardha Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Maharashtra State Cooperative Bank, THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA branch in WARDHA. The 11-digit IFSC MSCI0WDCCB1 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Maharashtra State Cooperative Bank at the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA is MSCI0WDCCB1. The first four letters MSCI are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters WDCCB1 map to this branch in WARDHA, MAHARASHTRA.

About Maharashtra State Cooperative Bank

Maharashtra State Cooperative Bank operates a wide network of branches across India, including the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch in Wardha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MSCI0WDCCB1.

The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch overview

Located at IN FRONT OF RAILWAY STATION STATION ROAD WARDHA 442001, the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MSCI0WDCCB1 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Maharashtra State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA of Maharashtra State Cooperative Bank — its own 11-character IFSC. The code MSCI0WDCCB1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MSCI0WDCCB1 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MSCI0WDCCB1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC MSCI0WDCCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSCI0WDCCB1 across all three.

NEFT to Maharashtra State Cooperative Bank, THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA using IFSC MSCI0WDCCB1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSCI0WDCCB1, and confirm that the system picks up Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA

If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MSCI0WDCCB1 while initiating the transfer and the credit will appear within minutes.

IMPS to Maharashtra State Cooperative Bank THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA (IFSC MSCI0WDCCB1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MSCI0WDCCB1 in your mobile or internet banking app, and the money is credited to the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MSCI0WDCCB1 for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC MSCI0WDCCB1

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA is still mapped to IFSC MSCI0WDCCB1. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MSCI0WDCCB1 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch is mapped to IFSC MSCI0WDCCB1 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MSCI0WDCCB1.

Products and services

Customers walking into the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch can access most of Maharashtra State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MSCI0WDCCB1

Digital banking channels

Most day-to-day work that customers used to do at the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MSCI0WDCCB1 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch

The branch is located at IN FRONT OF RAILWAY STATION STATION ROAD WARDHA 442001, which puts it inside Wardha, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd Head Office Wardha branch” — the verified location pin for IFSC MSCI0WDCCB1 should appear at the top of the results.
2. Confirm the branch is open by calling 7152-295422 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MSCI0WDCCB1 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA:

• The IFSC is exactly MSCI0WDCCB1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Maharashtra State Cooperative Bank as the bank name and THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at The Wardha District Central Cooperative Bank Ltd Head Office Wardha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MSCI0WDCCB1 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MSCI0WDCCB1 for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MSCI0WDCCB1 belongs to Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD HEAD OFFICE WARDHA branch, located at IN FRONT OF RAILWAY STATION STATION ROAD WARDHA 442001 in WARDHA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.