IFSC Code of Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd., Branch - Wardha Branch, Maharashtra

Use this page as a one-stop reference for everything related to Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA branch in WARDHA, MAHARASHTRA. The branch's IFSC code MSCI0WDCC02 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA is MSCI0WDCC02. The first four letters MSCI are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters WDCC02 map to this branch in WARDHA, MAHARASHTRA.

About Maharashtra State Cooperative Bank

Maharashtra State Cooperative Bank operates a wide network of branches across India, including the The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch in Wardha. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MSCI0WDCC02.

Branch details at a glance

About this branch

The branch is located at INFRONT OF RAILWAY STATION, STATION ROAD, WARDHA - 442001. It serves the Wardha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Maharashtra State Cooperative Bank. The IFSC MSCI0WDCC02 is used to identify this branch on the RBI payments network.

Why every Maharashtra State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA of Maharashtra State Cooperative Bank — its own 11-character IFSC. The code MSCI0WDCC02 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MSCI0WDCC02 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch is mapped to IFSC MSCI0WDCC02 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MSCI0WDCC02.

Banking services available

The The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7152-295171.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MSCI0WDCC02

How to transfer money using IFSC MSCI0WDCC02

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSCI0WDCC02 across all three.

NEFT to Maharashtra State Cooperative Bank, THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA using IFSC MSCI0WDCC02

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSCI0WDCC02, and confirm that the system picks up Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA

If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MSCI0WDCC02 while initiating the transfer and the credit will appear within minutes.

IMPS to Maharashtra State Cooperative Bank THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA (IFSC MSCI0WDCC02)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MSCI0WDCC02 in your mobile or internet banking app, and the money is credited to the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MSCI0WDCC02 for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA branch, the IFSC MSCI0WDCC02 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC MSCI0WDCC02

Maharashtra State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MSCI0WDCC02 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MSCI0WDCC02 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC MSCI0WDCC02

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: MSCI0WDCC02.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch

The branch is located at INFRONT OF RAILWAY STATION, STATION ROAD, WARDHA - 442001, which puts it inside Wardha, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch” — the verified location pin for IFSC MSCI0WDCC02 should appear at the top of the results.
2. Confirm the branch is open by calling 7152-295171 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MSCI0WDCC02 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MSCI0WDCC02 for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Wardha District Central Cooperative Bank Ltd., Branch - Wardha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MSCI0WDCC02, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: MSCI0WDCC02 is the IFSC code of Maharashtra State Cooperative Bank, THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - WARDHA branch, in WARDHA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.