IFSC Code of Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd., Branch - Seloo Branch, Maharashtra

Use this page as a one-stop reference for everything related to Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO branch in SELOO, MAHARASHTRA. The branch's IFSC code MSCI0WDCC08 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO is MSCI0WDCC08. The first four letters MSCI are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters WDCC08 map to this branch in SELOO, MAHARASHTRA.

Branch details at a glance

Bank profile

Maharashtra State Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch — IFSC MSCI0WDCC08 — extends the bank's services to customers in and around Seloo, Maharashtra.

About the The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch

The The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch of Maharashtra State Cooperative Bank is situated at NAGPUR ROAD, SELOO, TAH SELOO, DIST WARDHA PIN CODE-442104. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MSCI0WDCC08 is used.

Why every Maharashtra State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO of Maharashtra State Cooperative Bank — its own 11-character IFSC. The code MSCI0WDCC08 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MSCI0WDCC08 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC MSCI0WDCC08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSCI0WDCC08 across all three.

NEFT to Maharashtra State Cooperative Bank, THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO using IFSC MSCI0WDCC08

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSCI0WDCC08, and confirm that the system picks up Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC MSCI0WDCC08

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO, ensure your bank's portal accepts IFSC MSCI0WDCC08 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO, use IMPS. With IFSC MSCI0WDCC08 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The Wardha District Central Cooperative Bank Ltd., Branch - Seloo

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MSCI0WDCC08:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO is still linked to IFSC MSCI0WDCC08.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO branch, the IFSC MSCI0WDCC08 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch is mapped to IFSC MSCI0WDCC08 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MSCI0WDCC08.

Products and services

Customers walking into the The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch can access most of Maharashtra State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MSCI0WDCC08

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Maharashtra State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MSCI0WDCC08 and the account number together uniquely identify the The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MSCI0WDCC08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO:

• The IFSC is exactly MSCI0WDCC08 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Maharashtra State Cooperative Bank as the bank name and THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch sits at NAGPUR ROAD, SELOO, TAH SELOO, DIST WARDHA PIN CODE-442104. If you are travelling from outside Seloo, search for the branch on a maps application using the bank name and locality, or call 7155-220223 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MSCI0WDCC08 and your account number.

Verifying IFSC MSCI0WDCC08 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MSCI0WDCC08 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7155-220223.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Wardha District Central Cooperative Bank Ltd., Branch - Seloo branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MSCI0WDCC08, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MSCI0WDCC08 belongs to Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SELOO branch, located at NAGPUR ROAD, SELOO, TAH SELOO, DIST WARDHA PIN CODE-442104 in SELOO, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.