IFSC Code of Maharashtra State Cooperative Bank, Vashi Extn Counter Branch, Maharashtra

If you are searching for the IFSC code of Maharashtra State Cooperative Bank, VASHI EXTN COUNTER branch in NAVI MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MSCI0082037. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VASHI EXTN COUNTER branch, and detailed step-by-step guides for using the IFSC MSCI0082037 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Maharashtra State Cooperative Bank – VASHI EXTN COUNTER is MSCI0082037. The first four letters MSCI are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 082037 map to this branch in NAVI MUMBAI, MAHARASHTRA.

Bank profile

Maharashtra State Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Vashi Extn Counter branch — IFSC MSCI0082037 — extends the bank's services to customers in and around Navi Mumbai, Maharashtra.

About the Vashi Extn Counter branch

The Vashi Extn Counter branch of Maharashtra State Cooperative Bank is situated at APMC MKT COMPLEX 2, SECTOR 19 B, PLOT NO.7, G 1, AVALON HEIGHTS SCHOOL BLDG,TURBHE, NAVI MUMBAI 400705. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MSCI0082037 is used.

Branch details at a glance

Why every Maharashtra State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VASHI EXTN COUNTER of Maharashtra State Cooperative Bank — its own 11-character IFSC. The code MSCI0082037 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MSCI0082037 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Vashi Extn Counter branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MSCI0082037 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC MSCI0082037

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSCI0082037 across all three.

NEFT to Maharashtra State Cooperative Bank, VASHI EXTN COUNTER using IFSC MSCI0082037

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSCI0082037, and confirm that the system picks up Maharashtra State Cooperative Bank – VASHI EXTN COUNTER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to VASHI EXTN COUNTER

If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra State Cooperative Bank's VASHI EXTN COUNTER branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MSCI0082037 while initiating the transfer and the credit will appear within minutes.

IMPS to Maharashtra State Cooperative Bank VASHI EXTN COUNTER (IFSC MSCI0082037)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MSCI0082037 in your mobile or internet banking app, and the money is credited to the VASHI EXTN COUNTER branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MSCI0082037 for Maharashtra State Cooperative Bank – VASHI EXTN COUNTER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vashi Extn Counter branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Maharashtra State Cooperative Bank's VASHI EXTN COUNTER branch, the IFSC MSCI0082037 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Vashi Extn Counter branch is mapped to IFSC MSCI0082037 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MSCI0082037.

Products and services

Customers walking into the Vashi Extn Counter branch can access most of Maharashtra State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MSCI0082037

Online banking and IFSC MSCI0082037

Maharashtra State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the VASHI EXTN COUNTER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MSCI0082037 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Vashi Extn Counter branch

The branch is located at APMC MKT COMPLEX 2, SECTOR 19 B, PLOT NO.7, G 1, AVALON HEIGHTS SCHOOL BLDG,TURBHE, NAVI MUMBAI 400705, which puts it inside Navi Mumbai, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Maharashtra State Cooperative Bank Vashi Extn Counter branch” — the verified location pin for IFSC MSCI0082037 should appear at the top of the results.
2. Confirm the branch is open by calling 22-27841866 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MSCI0082037 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra State Cooperative Bank – VASHI EXTN COUNTER:

• The IFSC is exactly MSCI0082037 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Maharashtra State Cooperative Bank as the bank name and VASHI EXTN COUNTER as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vashi Extn Counter branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MSCI0082037, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC MSCI0082037 for Maharashtra State Cooperative Bank – VASHI EXTN COUNTER, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MSCI0082037 belongs to Maharashtra State Cooperative Bank's VASHI EXTN COUNTER branch, located at APMC MKT COMPLEX 2, SECTOR 19 B, PLOT NO.7, G 1, AVALON HEIGHTS SCHOOL… in NAVI MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.