Use this page as a one-stop reference for everything related to Maharashtra State Cooperative Bank's DHULE branch in DHULE, MAHARASHTRA. The branch's IFSC code MSCI0082042 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Maharashtra State Cooperative Bank's DHULE branch, the IFSC MSCI0082042 breaks down as follows: MSCI identifies the bank, 0 is the reserved character, and 082042 identifies this particular branch.
About the bank
Maharashtra State Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dhule branch in Dhule, Maharashtra is part of this network and uses the IFSC code MSCI0082042 for all electronic settlement.
Dhule branch overview
Located at SURVEY NO.7, GALLI NO.4, NAGARPATTI, NEAR GANDHI STATUE, DHULE 424001, the Dhule branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MSCI0082042 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Maharashtra State Cooperative Bank |
|---|---|
| Branch | Dhule |
| IFSC Code | MSCI0082042 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SURVEY NO.7, GALLI NO.4, NAGARPATTI, NEAR GANDHI STATUE, DHULE 424001 |
| City | Dhule |
| District | Dhule |
| State | Maharashtra |
| STD Code | 2562 |
| Phone | 236871 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra State Cooperative Bank's DHULE branch came to be assigned the code MSCI0082042.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MSCI0082042, money simply cannot be routed to the DHULE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Maharashtra State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MSCI0082042 and the account number together uniquely identify the Dhule branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC MSCI0082042
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSCI0082042 across all three.
NEFT to Maharashtra State Cooperative Bank, DHULE using IFSC MSCI0082042
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MSCI0082042, and confirm that the system picks up Maharashtra State Cooperative Bank – DHULE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to DHULE
If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra State Cooperative Bank's DHULE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MSCI0082042 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Maharashtra State Cooperative Bank – DHULE, use IMPS. With IFSC MSCI0082042 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Dhule
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MSCI0082042:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DHULE is still linked to IFSC MSCI0082042.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Maharashtra State Cooperative Bank's DHULE branch, the IFSC MSCI0082042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dhule branch is mapped to IFSC MSCI0082042 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra State Cooperative Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MSCI0082042.
Banking services available
The Dhule branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2562-236871.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MSCI0082042
Online banking and IFSC MSCI0082042
Maharashtra State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the DHULE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MSCI0082042 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Dhule branch
The branch is located at SURVEY NO.7, GALLI NO.4, NAGARPATTI, NEAR GANDHI STATUE, DHULE 424001, which puts it inside Dhule, the broader Dhule district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Maharashtra State Cooperative Bank Dhule branch” — the verified location pin for IFSC MSCI0082042 should appear at the top of the results.
- Confirm the branch is open by calling 2562-236871 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MSCI0082042 and your account number.
Common mistakes to avoid when using IFSC MSCI0082042
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Maharashtra State Cooperative Bank – DHULE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MSCI0082042. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Dhule are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MSCI0082042 continue to work without interruption.
Verifying IFSC MSCI0082042 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MSCI0082042 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2562-236871.
- Visiting the bank's official branch locator page.
Branch address & contact
Maharashtra State Cooperative BankDhule Branch
SURVEY NO.7, GALLI NO.4, NAGARPATTI, NEAR GANDHI STATUE, DHULE 424001
Dhule, Maharashtra
Phone: 2562-236871
IFSC: MSCI0082042
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dhule branch but serve different purposes.
What is the phone number of Maharashtra State Cooperative Bank Dhule branch?
You can reach the branch at 2562-236871 during regular banking hours.
How quickly will an NEFT transfer using MSCI0082042 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Maharashtra State Cooperative Bank – Dhule reflect within 30 minutes.
Does Maharashtra State Cooperative Bank Dhule branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2562-236871 to confirm.
Can I use IFSC MSCI0082042 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MSCI0082042 to send funds instantly.
Where is Maharashtra State Cooperative Bank Dhule branch located?
Maharashtra State Cooperative Bank's Dhule branch is located at SURVEY NO.7, GALLI NO.4, NAGARPATTI, NEAR GANDHI STATUE, DHULE 424001, Dhule, Maharashtra.
Summary
The IFSC code MSCI0082042 belongs to Maharashtra State Cooperative Bank's DHULE branch, located at SURVEY NO.7, GALLI NO.4, NAGARPATTI, NEAR GANDHI STATUE, DHULE 424001 in DHULE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
