IFSC Code of Maharashtra State Cooperative Bank, The Wardha District Central Cooperative Bank Ltd., Branch - Arvi Branch, Maharashtra

Use this page as a one-stop reference for everything related to Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI branch in ARVI, MAHARASHTRA. The branch's IFSC code MSCI0WDCC03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI is MSCI0WDCC03. The first four letters MSCI are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters WDCC03 map to this branch in ARVI, MAHARASHTRA.

About Maharashtra State Cooperative Bank

Maharashtra State Cooperative Bank operates a wide network of branches across India, including the The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch in Arvi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MSCI0WDCC03.

Branch details at a glance

About the The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch

The The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch of Maharashtra State Cooperative Bank is situated at NEAR APMC ARVI, TAHASIL ARVI, DIST WARDHA, PIN CODE-442201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MSCI0WDCC03 is used.

Why every Maharashtra State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI of Maharashtra State Cooperative Bank — its own 11-character IFSC. The code MSCI0WDCC03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MSCI0WDCC03 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch is mapped to IFSC MSCI0WDCC03 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MSCI0WDCC03.

Products and services

Customers walking into the The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch can access most of Maharashtra State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC MSCI0WDCC03

How to transfer money using IFSC MSCI0WDCC03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MSCI0WDCC03 across all three.

How to use IFSC MSCI0WDCC03 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC MSCI0WDCC03.
4. Confirm the bank name auto-populates as Maharashtra State Cooperative Bank and the branch as THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI

If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MSCI0WDCC03 while initiating the transfer and the credit will appear within minutes.

IMPS to Maharashtra State Cooperative Bank THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI (IFSC MSCI0WDCC03)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MSCI0WDCC03 in your mobile or internet banking app, and the money is credited to the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MSCI0WDCC03 for Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI branch, the IFSC MSCI0WDCC03 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC MSCI0WDCC03

Maharashtra State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MSCI0WDCC03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MSCI0WDCC03 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra State Cooperative Bank – THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI:

• The IFSC is exactly MSCI0WDCC03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Maharashtra State Cooperative Bank as the bank name and THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch

The branch is located at NEAR APMC ARVI, TAHASIL ARVI, DIST WARDHA, PIN CODE-442201, which puts it inside Arvi, the broader Wardha district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Maharashtra State Cooperative Bank The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch” — the verified location pin for IFSC MSCI0WDCC03 should appear at the top of the results.
2. Confirm the branch is open by calling 7157-299061 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MSCI0WDCC03 and your account number.

Verifying IFSC MSCI0WDCC03 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MSCI0WDCC03 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7157-299061.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Wardha District Central Cooperative Bank Ltd., Branch - Arvi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MSCI0WDCC03, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code MSCI0WDCC03 belongs to Maharashtra State Cooperative Bank's THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ARVI branch, located at NEAR APMC ARVI, TAHASIL ARVI, DIST WARDHA, PIN CODE-442201 in ARVI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.