Below are the complete branch details for Maharashtra Gramin Bank, NER branch, located in YAVATMAL, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHG0007815. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHG0007815 for Maharashtra Gramin Bank – NER — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Maharashtra Gramin Bank – NER is MAHG0007815. The first four letters MAHG are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007815 map to this branch in YAVATMAL, MAHARASHTRA.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Ner |
| IFSC Code | MAHG0007815 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN ROAD, NEAR BUS STOP NER, TA-NER, DIST YAVATMAL - 445102 |
| City | Yavatmal |
| District | Yavatmal |
| State | Maharashtra |
| STD Code | 7232 |
| Phone | 8600602439 |
About Maharashtra Gramin Bank
Maharashtra Gramin Bank operates a wide network of branches across India, including the Ner branch in Yavatmal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHG0007815.
Ner branch overview
Located at MAIN ROAD, NEAR BUS STOP NER, TA-NER, DIST YAVATMAL - 445102, the Ner branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHG0007815 is required for all interbank electronic transfers routed through this branch.
Why every Maharashtra Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NER of Maharashtra Gramin Bank — its own 11-character IFSC. The code MAHG0007815 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHG0007815 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC MAHG0007815
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0007815 across all three.
How to use IFSC MAHG0007815 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Maharashtra Gramin Bank's NER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHG0007815.
- Confirm the bank name auto-populates as Maharashtra Gramin Bank and the branch as NER.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHG0007815
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Maharashtra Gramin Bank – NER, ensure your bank's portal accepts IFSC MAHG0007815 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Maharashtra Gramin Bank – NER, use IMPS. With IFSC MAHG0007815 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0007815 for Maharashtra Gramin Bank – NER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0007815 | Yes – MAHG0007815 | Yes – MAHG0007815 |
For most retail customers crediting the Ner branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHG0007815
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – NER is still mapped to IFSC MAHG0007815. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0007815 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Ner branch is mapped to IFSC MAHG0007815 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHG0007815.
Products and services
Customers walking into the Ner branch can access most of Maharashtra Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHG0007815
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG0007815 and the account number together uniquely identify the Ner branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHG0007815
Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the NER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0007815 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHG0007815
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Maharashtra Gramin Bank – NER, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHG0007815. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Ner branch sits at MAIN ROAD, NEAR BUS STOP NER, TA-NER, DIST YAVATMAL - 445102. If you are travelling from outside Yavatmal, search for the branch on a maps application using the bank name and locality, or call 7232-8600602439 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0007815 and your account number.
Verifying IFSC MAHG0007815 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0007815 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7232-8600602439.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ner branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHG0007815, however, work 24x7.
Branch address & contact
Maharashtra Gramin BankNer Branch
MAIN ROAD, NEAR BUS STOP NER, TA-NER, DIST YAVATMAL - 445102
Yavatmal, Maharashtra
Phone: 7232-8600602439
IFSC: MAHG0007815
Frequently asked questions
Is IFSC MAHG0007815 the same for all accounts at Ner branch?
Yes. The IFSC MAHG0007815 is shared by every account held at Maharashtra Gramin Bank's Ner branch. Only the account number changes from customer to customer.
How do I add Maharashtra Gramin Bank Ner as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG0007815, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Maharashtra Gramin Bank Ner branch?
The IFSC code of Maharashtra Gramin Bank, Ner branch is MAHG0007815. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHG0007815 valid for NEFT and RTGS?
Yes. IFSC MAHG0007815 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC MAHG0007815 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHG0007815 to send funds instantly.
How quickly will an NEFT transfer using MAHG0007815 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Maharashtra Gramin Bank – Ner reflect within 30 minutes.
Does Maharashtra Gramin Bank Ner branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7232-8600602439 to confirm.
Where is Maharashtra Gramin Bank Ner branch located?
Maharashtra Gramin Bank's Ner branch is located at MAIN ROAD, NEAR BUS STOP NER, TA-NER, DIST YAVATMAL - 445102, Yavatmal, Maharashtra.
Summary
The IFSC code MAHG0007815 belongs to Maharashtra Gramin Bank's NER branch, located at MAIN ROAD, NEAR BUS STOP NER, TA-NER, DIST YAVATMAL - 445102 in YAVATMAL, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
