If you are searching for the IFSC code of Maharashtra Gramin Bank, REGIONAL OFFICE THANE branch in THANE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MAHG0005600. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the REGIONAL OFFICE THANE branch, and detailed step-by-step guides for using the IFSC MAHG0005600 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHG0005600 is the IFSC of Maharashtra Gramin Bank's REGIONAL OFFICE THANE branch. The format is fixed: MAHG = bank code, 0 = reserved, 005600 = branch identifier.
About Maharashtra Gramin Bank
Maharashtra Gramin Bank operates a wide network of branches across India, including the Regional Office Thane branch in Thane. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHG0005600.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Regional Office Thane |
| IFSC Code | MAHG0005600 |
| MICR Code | Refer to cheque leaf |
| Branch Address | REGIONAL OFFICE THANE 3RD FLOOR MTNL CHARAI BHAVAN INFRONT OF GANESH TALKIES MAULI MANDAL CHARAI TQ DIST THANE |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 25344059 |
About this branch
The branch is located at REGIONAL OFFICE THANE 3RD FLOOR MTNL CHARAI BHAVAN INFRONT OF GANESH TALKIES MAULI MANDAL CHARAI TQ DIST THANE. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Maharashtra Gramin Bank. The IFSC MAHG0005600 is used to identify this branch on the RBI payments network.
Why every Maharashtra Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including REGIONAL OFFICE THANE of Maharashtra Gramin Bank — its own 11-character IFSC. The code MAHG0005600 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHG0005600 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Regional Office Thane branch is mapped to IFSC MAHG0005600 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHG0005600.
Banking services available
The Regional Office Thane branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25344059.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHG0005600
How to transfer money using IFSC MAHG0005600
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0005600 across all three.
How to use IFSC MAHG0005600 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Maharashtra Gramin Bank's REGIONAL OFFICE THANE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHG0005600.
- Confirm the bank name auto-populates as Maharashtra Gramin Bank and the branch as REGIONAL OFFICE THANE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHG0005600
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Maharashtra Gramin Bank – REGIONAL OFFICE THANE, ensure your bank's portal accepts IFSC MAHG0005600 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Maharashtra Gramin Bank – REGIONAL OFFICE THANE, use IMPS. With IFSC MAHG0005600 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0005600 for Maharashtra Gramin Bank – REGIONAL OFFICE THANE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0005600 | Yes – MAHG0005600 | Yes – MAHG0005600 |
For most retail customers crediting the Regional Office Thane branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHG0005600
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – REGIONAL OFFICE THANE is still mapped to IFSC MAHG0005600. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0005600 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Regional Office Thane branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHG0005600 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG0005600 and the account number together uniquely identify the Regional Office Thane branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC MAHG0005600
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Maharashtra Gramin Bank – REGIONAL OFFICE THANE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHG0005600. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Regional Office Thane branch sits at REGIONAL OFFICE THANE 3RD FLOOR MTNL CHARAI BHAVAN INFRONT OF GANESH TALKIES MAULI MANDAL CHARAI TQ DIST THANE. If you are travelling from outside Thane, search for the branch on a maps application using the bank name and locality, or call 22-25344059 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0005600 and your account number.
Verifying IFSC MAHG0005600 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0005600 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-25344059.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Regional Office Thane branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHG0005600, however, work 24x7.
Branch address & contact
Maharashtra Gramin BankRegional Office Thane Branch
REGIONAL OFFICE THANE 3RD FLOOR MTNL CHARAI BHAVAN INFRONT OF GANESH TALKIES MAULI MANDAL CHARAI TQ DIST THANE
Thane, Maharashtra
Phone: 22-25344059
IFSC: MAHG0005600
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Regional Office Thane branch but serve different purposes.
What is the IFSC code of Maharashtra Gramin Bank Regional Office Thane branch?
The IFSC code of Maharashtra Gramin Bank, Regional Office Thane branch is MAHG0005600. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Maharashtra Gramin Bank Regional Office Thane branch located?
Maharashtra Gramin Bank's Regional Office Thane branch is located at REGIONAL OFFICE THANE 3RD FLOOR MTNL CHARAI BHAVAN INFRONT OF GANESH TALKIES MAULI MANDAL CHARAI TQ DIST THANE, Thane, Maharashtra.
Can I use IFSC MAHG0005600 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHG0005600 to send funds instantly.
Is IFSC MAHG0005600 valid for NEFT and RTGS?
Yes. IFSC MAHG0005600 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Maharashtra Gramin Bank Regional Office Thane branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-25344059 to confirm.
Final notes
To recap: MAHG0005600 is the IFSC code of Maharashtra Gramin Bank, REGIONAL OFFICE THANE branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
