If you are searching for the IFSC code of Maharashtra Gramin Bank, MOD branch in MOD, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is MAHG0006002. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MOD branch, and detailed step-by-step guides for using the IFSC MAHG0006002 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHG0006002 is the IFSC of Maharashtra Gramin Bank's MOD branch. The format is fixed: MAHG = bank code, 0 = reserved, 006002 = branch identifier.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Mod |
| IFSC Code | MAHG0006002 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT MOD TQ DIST NANDURBAR |
| City | Mod |
| District | Nandurbar |
| State | Maharashtra |
| STD Code | 2567 |
| Phone | 236281 |
Bank profile
Maharashtra Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mod branch — IFSC MAHG0006002 — extends the bank's services to customers in and around Mod, Maharashtra.
Mod branch overview
Located at AT MOD TQ DIST NANDURBAR, the Mod branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHG0006002 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's MOD branch came to be assigned the code MAHG0006002.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG0006002, money simply cannot be routed to the MOD branch electronically.
How to transfer money using IFSC MAHG0006002
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0006002 across all three.
How to use IFSC MAHG0006002 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Maharashtra Gramin Bank's MOD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHG0006002.
- Confirm the bank name auto-populates as Maharashtra Gramin Bank and the branch as MOD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHG0006002
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Maharashtra Gramin Bank – MOD, ensure your bank's portal accepts IFSC MAHG0006002 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Maharashtra Gramin Bank MOD (IFSC MAHG0006002)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHG0006002 in your mobile or internet banking app, and the money is credited to the MOD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0006002 for Maharashtra Gramin Bank – MOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0006002 | Yes – MAHG0006002 | Yes – MAHG0006002 |
For most retail customers crediting the Mod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Maharashtra Gramin Bank's MOD branch, the IFSC MAHG0006002 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Mod branch
Once you have an account at Maharashtra Gramin Bank – MOD, the IFSC MAHG0006002 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mod branch can access most of Maharashtra Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHG0006002
MICR & cheque-truncation details
Cheques drawn on the Mod branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHG0006002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC MAHG0006002
Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the MOD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0006002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC MAHG0006002
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Maharashtra Gramin Bank – MOD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHG0006002. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mod branch sits at AT MOD TQ DIST NANDURBAR. If you are travelling from outside Mod, search for the branch on a maps application using the bank name and locality, or call 2567-236281 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0006002 and your account number.
Verifying IFSC MAHG0006002 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0006002 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2567-236281.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mod branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHG0006002, however, work 24x7.
Branch address & contact
Maharashtra Gramin BankMod Branch
AT MOD TQ DIST NANDURBAR
Mod, Maharashtra
Phone: 2567-236281
IFSC: MAHG0006002
Frequently asked questions
What is the IFSC code of Maharashtra Gramin Bank Mod branch?
The IFSC code of Maharashtra Gramin Bank, Mod branch is MAHG0006002. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using MAHG0006002 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Maharashtra Gramin Bank – Mod reflect within 30 minutes.
How do I add Maharashtra Gramin Bank Mod as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG0006002, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHG0006002 valid for NEFT and RTGS?
Yes. IFSC MAHG0006002 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Maharashtra Gramin Bank Mod branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2567-236281 to confirm.
What is the phone number of Maharashtra Gramin Bank Mod branch?
You can reach the branch at 2567-236281 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mod branch but serve different purposes.
Is IFSC MAHG0006002 the same for all accounts at Mod branch?
Yes. The IFSC MAHG0006002 is shared by every account held at Maharashtra Gramin Bank's Mod branch. Only the account number changes from customer to customer.
Summary
The IFSC code MAHG0006002 belongs to Maharashtra Gramin Bank's MOD branch, located at AT MOD TQ DIST NANDURBAR in MOD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
