This page lists the IFSC code, branch address, contact number and fund-transfer information for Maharashtra Gramin Bank, MASSA branch in MASSA. The 11-digit IFSC MAHG0004417 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Maharashtra Gramin Bank at the MASSA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Maharashtra Gramin Bank's MASSA branch, the IFSC MAHG0004417 breaks down as follows: MAHG identifies the bank, 0 is the reserved character, and 004417 identifies this particular branch.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Massa |
| IFSC Code | MAHG0004417 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT MASSA TQ KALAMB DIST OSMANABAD |
| City | Massa |
| District | Osmanabad |
| State | Maharashtra |
| STD Code | 2473 |
| Phone | 269550 |
About Maharashtra Gramin Bank
Maharashtra Gramin Bank operates a wide network of branches across India, including the Massa branch in Massa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHG0004417.
About the Massa branch
The Massa branch of Maharashtra Gramin Bank is situated at AT MASSA TQ KALAMB DIST OSMANABAD. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHG0004417 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's MASSA branch came to be assigned the code MAHG0004417.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG0004417, money simply cannot be routed to the MASSA branch electronically.
How to transfer money using IFSC MAHG0004417
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0004417 across all three.
NEFT to Maharashtra Gramin Bank, MASSA using IFSC MAHG0004417
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHG0004417, and confirm that the system picks up Maharashtra Gramin Bank – MASSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MASSA
If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra Gramin Bank's MASSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHG0004417 while initiating the transfer and the credit will appear within minutes.
IMPS to Maharashtra Gramin Bank MASSA (IFSC MAHG0004417)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHG0004417 in your mobile or internet banking app, and the money is credited to the MASSA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0004417 for Maharashtra Gramin Bank – MASSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0004417 | Yes – MAHG0004417 | Yes – MAHG0004417 |
For most retail customers crediting the Massa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHG0004417
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – MASSA is still mapped to IFSC MAHG0004417. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0004417 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Massa branch is mapped to IFSC MAHG0004417 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHG0004417.
Banking services available
The Massa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2473-269550.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHG0004417
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG0004417 and the account number together uniquely identify the Massa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Massa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC MAHG0004417 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC MAHG0004417
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Maharashtra Gramin Bank – MASSA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHG0004417. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Massa branch sits at AT MASSA TQ KALAMB DIST OSMANABAD. If you are travelling from outside Massa, search for the branch on a maps application using the bank name and locality, or call 2473-269550 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0004417 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC MAHG0004417 for Maharashtra Gramin Bank – MASSA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Massa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHG0004417 continue to work without interruption.
Branch address & contact
Maharashtra Gramin BankMassa Branch
AT MASSA TQ KALAMB DIST OSMANABAD
Massa, Maharashtra
Phone: 2473-269550
IFSC: MAHG0004417
Frequently asked questions
Where is Maharashtra Gramin Bank Massa branch located?
Maharashtra Gramin Bank's Massa branch is located at AT MASSA TQ KALAMB DIST OSMANABAD, Massa, Maharashtra.
How quickly will an NEFT transfer using MAHG0004417 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Maharashtra Gramin Bank – Massa reflect within 30 minutes.
What is the IFSC code of Maharashtra Gramin Bank Massa branch?
The IFSC code of Maharashtra Gramin Bank, Massa branch is MAHG0004417. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Maharashtra Gramin Bank Massa branch?
You can reach the branch at 2473-269550 during regular banking hours.
How do I add Maharashtra Gramin Bank Massa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG0004417, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC MAHG0004417 the same for all accounts at Massa branch?
Yes. The IFSC MAHG0004417 is shared by every account held at Maharashtra Gramin Bank's Massa branch. Only the account number changes from customer to customer.
Summary
The IFSC code MAHG0004417 belongs to Maharashtra Gramin Bank's MASSA branch, located at AT MASSA TQ KALAMB DIST OSMANABAD in MASSA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
