Below are the complete branch details for Maharashtra Gramin Bank, KADHOLI branch, located in GADCHIROLI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHG0006904. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHG0006904 for Maharashtra Gramin Bank – KADHOLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Maharashtra Gramin Bank – KADHOLI is MAHG0006904. The first four letters MAHG are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006904 map to this branch in GADCHIROLI, MAHARASHTRA.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Kadholi |
| IFSC Code | MAHG0006904 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C/O-DURGADAS AKARE, MARKET AREA, AT PO KADHOLI TAH KURKHEDA DIST GADCHIROLI - 441217 |
| City | Gadchiroli |
| District | Gadchiroli |
| State | Maharashtra |
| STD Code | 7132 |
| Phone | 9370437613 |
About Maharashtra Gramin Bank
Maharashtra Gramin Bank operates a wide network of branches across India, including the Kadholi branch in Gadchiroli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHG0006904.
About this branch
The branch is located at C/O-DURGADAS AKARE, MARKET AREA, AT PO KADHOLI TAH KURKHEDA DIST GADCHIROLI - 441217. It serves the Gadchiroli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Maharashtra Gramin Bank. The IFSC MAHG0006904 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's KADHOLI branch came to be assigned the code MAHG0006904.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG0006904, money simply cannot be routed to the KADHOLI branch electronically.
How to transfer money using IFSC MAHG0006904
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0006904 across all three.
How to use IFSC MAHG0006904 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Maharashtra Gramin Bank's KADHOLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHG0006904.
- Confirm the bank name auto-populates as Maharashtra Gramin Bank and the branch as KADHOLI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHG0006904
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Maharashtra Gramin Bank – KADHOLI, ensure your bank's portal accepts IFSC MAHG0006904 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Maharashtra Gramin Bank KADHOLI (IFSC MAHG0006904)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHG0006904 in your mobile or internet banking app, and the money is credited to the KADHOLI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0006904 for Maharashtra Gramin Bank – KADHOLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0006904 | Yes – MAHG0006904 | Yes – MAHG0006904 |
For most retail customers crediting the Kadholi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHG0006904
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – KADHOLI is still mapped to IFSC MAHG0006904. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0006904 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kadholi branch
Once you have an account at Maharashtra Gramin Bank – KADHOLI, the IFSC MAHG0006904 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kadholi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7132-9370437613.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHG0006904
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG0006904 and the account number together uniquely identify the Kadholi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC MAHG0006904
Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the KADHOLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0006904 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra Gramin Bank – KADHOLI:
- The IFSC is exactly MAHG0006904 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Maharashtra Gramin Bank as the bank name and KADHOLI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kadholi branch sits at C/O-DURGADAS AKARE, MARKET AREA, AT PO KADHOLI TAH KURKHEDA DIST GADCHIROLI - 441217. If you are travelling from outside Gadchiroli, search for the branch on a maps application using the bank name and locality, or call 7132-9370437613 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0006904 and your account number.
Verifying IFSC MAHG0006904 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0006904 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7132-9370437613.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kadholi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHG0006904 continue to work without interruption.
Branch address & contact
Maharashtra Gramin BankKadholi Branch
C/O-DURGADAS AKARE, MARKET AREA, AT PO KADHOLI TAH KURKHEDA DIST GADCHIROLI - 441217
Gadchiroli, Maharashtra
Phone: 7132-9370437613
IFSC: MAHG0006904
Frequently asked questions
How do I add Maharashtra Gramin Bank Kadholi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG0006904, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Maharashtra Gramin Bank Kadholi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7132-9370437613 to confirm.
Where is Maharashtra Gramin Bank Kadholi branch located?
Maharashtra Gramin Bank's Kadholi branch is located at C/O-DURGADAS AKARE, MARKET AREA, AT PO KADHOLI TAH KURKHEDA DIST GADCHIROLI - 441217, Gadchiroli, Maharashtra.
Is IFSC MAHG0006904 valid for NEFT and RTGS?
Yes. IFSC MAHG0006904 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC MAHG0006904 the same for all accounts at Kadholi branch?
Yes. The IFSC MAHG0006904 is shared by every account held at Maharashtra Gramin Bank's Kadholi branch. Only the account number changes from customer to customer.
What is the phone number of Maharashtra Gramin Bank Kadholi branch?
You can reach the branch at 7132-9370437613 during regular banking hours.
How quickly will an NEFT transfer using MAHG0006904 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Maharashtra Gramin Bank – Kadholi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kadholi branch but serve different purposes.
Summary
The IFSC code MAHG0006904 belongs to Maharashtra Gramin Bank's KADHOLI branch, located at C/O-DURGADAS AKARE, MARKET AREA, AT PO KADHOLI TAH KURKHEDA DIST GADCHIROLI -… in GADCHIROLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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