Below are the complete branch details for Maharashtra Gramin Bank, VISAPUR branch, located in CHANDRAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHG0006821. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHG0006821 for Maharashtra Gramin Bank – VISAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Maharashtra Gramin Bank's VISAPUR branch, the IFSC MAHG0006821 breaks down as follows: MAHG identifies the bank, 0 is the reserved character, and 006821 identifies this particular branch.
About the bank
Maharashtra Gramin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Visapur branch in Chandrapur, Maharashtra is part of this network and uses the IFSC code MAHG0006821 for all electronic settlement.
About this branch
The branch is located at C/O SMTVPYUAHADKAR,SHIVAJI CHOUK, WARD NO2,VISAPUR, TAH BALLARPUR, DIST CHANDRAPUR - 442701. It serves the Chandrapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Maharashtra Gramin Bank. The IFSC MAHG0006821 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Visapur |
| IFSC Code | MAHG0006821 |
| MICR Code | Refer to cheque leaf |
| Branch Address | C/O SMTVPYUAHADKAR,SHIVAJI CHOUK, WARD NO2,VISAPUR, TAH BALLARPUR, DIST CHANDRAPUR - 442701 |
| City | Chandrapur |
| District | Chandrapur |
| State | Maharashtra |
| STD Code | 7172 |
| Phone | 8177958197 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's VISAPUR branch came to be assigned the code MAHG0006821.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG0006821, money simply cannot be routed to the VISAPUR branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Visapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHG0006821 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC MAHG0006821
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0006821 across all three.
NEFT to Maharashtra Gramin Bank, VISAPUR using IFSC MAHG0006821
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHG0006821, and confirm that the system picks up Maharashtra Gramin Bank – VISAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VISAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra Gramin Bank's VISAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHG0006821 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Maharashtra Gramin Bank – VISAPUR, use IMPS. With IFSC MAHG0006821 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0006821 for Maharashtra Gramin Bank – VISAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0006821 | Yes – MAHG0006821 | Yes – MAHG0006821 |
For most retail customers crediting the Visapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHG0006821
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – VISAPUR is still mapped to IFSC MAHG0006821. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0006821 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Visapur branch is mapped to IFSC MAHG0006821 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHG0006821.
Products and services
Customers walking into the Visapur branch can access most of Maharashtra Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHG0006821
Online banking and IFSC MAHG0006821
Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the VISAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0006821 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Visapur branch sits at C/O SMTVPYUAHADKAR,SHIVAJI CHOUK, WARD NO2,VISAPUR, TAH BALLARPUR, DIST CHANDRAPUR - 442701. If you are travelling from outside Chandrapur, search for the branch on a maps application using the bank name and locality, or call 7172-8177958197 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0006821 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra Gramin Bank – VISAPUR:
- The IFSC is exactly MAHG0006821 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Maharashtra Gramin Bank as the bank name and VISAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Visapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHG0006821, however, work 24x7.
Verifying IFSC MAHG0006821 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0006821 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7172-8177958197.
- Visiting the bank's official branch locator page.
Branch address & contact
Maharashtra Gramin BankVisapur Branch
C/O SMTVPYUAHADKAR,SHIVAJI CHOUK, WARD NO2,VISAPUR, TAH BALLARPUR, DIST CHANDRAPUR - 442701
Chandrapur, Maharashtra
Phone: 7172-8177958197
IFSC: MAHG0006821
Frequently asked questions
How quickly will an NEFT transfer using MAHG0006821 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Maharashtra Gramin Bank – Visapur reflect within 30 minutes.
Is IFSC MAHG0006821 valid for NEFT and RTGS?
Yes. IFSC MAHG0006821 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Maharashtra Gramin Bank Visapur branch?
You can reach the branch at 7172-8177958197 during regular banking hours.
Can I use IFSC MAHG0006821 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHG0006821 to send funds instantly.
How do I add Maharashtra Gramin Bank Visapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG0006821, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Maharashtra Gramin Bank Visapur branch?
The IFSC code of Maharashtra Gramin Bank, Visapur branch is MAHG0006821. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code MAHG0006821 belongs to Maharashtra Gramin Bank's VISAPUR branch, located at C/O SMTVPYUAHADKAR,SHIVAJI CHOUK, WARD NO2,VISAPUR, TAH BALLARPUR, DIST… in CHANDRAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
