Use this page as a one-stop reference for everything related to Maharashtra Gramin Bank's AUSA branch in AUSA, MAHARASHTRA. The branch's IFSC code MAHG0004307 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHG0004307 is the IFSC of Maharashtra Gramin Bank's AUSA branch. The format is fixed: MAHG = bank code, 0 = reserved, 004307 = branch identifier.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Ausa |
| IFSC Code | MAHG0004307 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AUSA TQ AUSA DIST LATUR |
| City | Ausa |
| District | Latur |
| State | Maharashtra |
| STD Code | 2383 |
| Phone | 222364 |
Bank profile
Maharashtra Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ausa branch — IFSC MAHG0004307 — extends the bank's services to customers in and around Ausa, Maharashtra.
About this branch
The branch is located at AT AUSA TQ AUSA DIST LATUR. It serves the Ausa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Maharashtra Gramin Bank. The IFSC MAHG0004307 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's AUSA branch came to be assigned the code MAHG0004307.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG0004307, money simply cannot be routed to the AUSA branch electronically.
How to transfer money using IFSC MAHG0004307
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0004307 across all three.
NEFT to Maharashtra Gramin Bank, AUSA using IFSC MAHG0004307
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHG0004307, and confirm that the system picks up Maharashtra Gramin Bank – AUSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AUSA
If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra Gramin Bank's AUSA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHG0004307 while initiating the transfer and the credit will appear within minutes.
IMPS to Maharashtra Gramin Bank AUSA (IFSC MAHG0004307)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHG0004307 in your mobile or internet banking app, and the money is credited to the AUSA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0004307 for Maharashtra Gramin Bank – AUSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0004307 | Yes – MAHG0004307 | Yes – MAHG0004307 |
For most retail customers crediting the Ausa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHG0004307
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – AUSA is still mapped to IFSC MAHG0004307. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0004307 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ausa branch
Once you have an account at Maharashtra Gramin Bank – AUSA, the IFSC MAHG0004307 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Ausa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2383-222364.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHG0004307
MICR & cheque-truncation details
Cheques drawn on the Ausa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC MAHG0004307 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC MAHG0004307
Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the AUSA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0004307 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra Gramin Bank – AUSA:
- The IFSC is exactly MAHG0004307 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Maharashtra Gramin Bank as the bank name and AUSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Ausa branch
The branch is located at AT AUSA TQ AUSA DIST LATUR, which puts it inside Ausa, the broader Latur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Maharashtra Gramin Bank Ausa branch” — the verified location pin for IFSC MAHG0004307 should appear at the top of the results.
- Confirm the branch is open by calling 2383-222364 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHG0004307 and your account number.
Verifying IFSC MAHG0004307 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0004307 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2383-222364.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Ausa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHG0004307 continue to work without interruption.
Branch address & contact
Maharashtra Gramin BankAusa Branch
AT AUSA TQ AUSA DIST LATUR
Ausa, Maharashtra
Phone: 2383-222364
IFSC: MAHG0004307
Frequently asked questions
What is the phone number of Maharashtra Gramin Bank Ausa branch?
You can reach the branch at 2383-222364 during regular banking hours.
Can I use IFSC MAHG0004307 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHG0004307 to send funds instantly.
How do I add Maharashtra Gramin Bank Ausa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG0004307, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Maharashtra Gramin Bank Ausa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2383-222364 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ausa branch but serve different purposes.
Where is Maharashtra Gramin Bank Ausa branch located?
Maharashtra Gramin Bank's Ausa branch is located at AT AUSA TQ AUSA DIST LATUR, Ausa, Maharashtra.
Is IFSC MAHG0004307 the same for all accounts at Ausa branch?
Yes. The IFSC MAHG0004307 is shared by every account held at Maharashtra Gramin Bank's Ausa branch. Only the account number changes from customer to customer.
What is the IFSC code of Maharashtra Gramin Bank Ausa branch?
The IFSC code of Maharashtra Gramin Bank, Ausa branch is MAHG0004307. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code MAHG0004307 belongs to Maharashtra Gramin Bank's AUSA branch, located at AT AUSA TQ AUSA DIST LATUR in AUSA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
