Use this page as a one-stop reference for everything related to Maharashtra Gramin Bank's SERVICE CENTER branch in AURANGABAD, MAHARASHTRA. The branch's IFSC code MAHG00000SC is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, MAHG00000SC is the IFSC of Maharashtra Gramin Bank's SERVICE CENTER branch. The format is fixed: MAHG = bank code, 0 = reserved, 0000SC = branch identifier.
About Maharashtra Gramin Bank
Maharashtra Gramin Bank operates a wide network of branches across India, including the Service Center branch in Aurangabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHG00000SC.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Service Center |
| IFSC Code | MAHG00000SC |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT JIVANSHREE PLOT NO 35 SECTOR G TOWN CENTRE CIDCO AURANGABAD 431005 |
| City | Aurangabad |
| District | Aurangabad |
| State | Maharashtra |
| STD Code | 240 |
| Phone | 2476140 |
About this branch
The branch is located at AT JIVANSHREE PLOT NO 35 SECTOR G TOWN CENTRE CIDCO AURANGABAD 431005. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Maharashtra Gramin Bank. The IFSC MAHG00000SC is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's SERVICE CENTER branch came to be assigned the code MAHG00000SC.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG00000SC, money simply cannot be routed to the SERVICE CENTER branch electronically.
Account types you can open at the Service Center branch
Once you have an account at Maharashtra Gramin Bank – SERVICE CENTER, the IFSC MAHG00000SC stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Service Center branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-2476140.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHG00000SC
How to transfer money using IFSC MAHG00000SC
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG00000SC across all three.
How to use IFSC MAHG00000SC for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Maharashtra Gramin Bank's SERVICE CENTER branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHG00000SC.
- Confirm the bank name auto-populates as Maharashtra Gramin Bank and the branch as SERVICE CENTER.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHG00000SC
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Maharashtra Gramin Bank – SERVICE CENTER, ensure your bank's portal accepts IFSC MAHG00000SC while registering the beneficiary. RTGS is also available 24x7.
IMPS to Maharashtra Gramin Bank SERVICE CENTER (IFSC MAHG00000SC)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHG00000SC in your mobile or internet banking app, and the money is credited to the SERVICE CENTER branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG00000SC for Maharashtra Gramin Bank – SERVICE CENTER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG00000SC | Yes – MAHG00000SC | Yes – MAHG00000SC |
For most retail customers crediting the Service Center branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC MAHG00000SC
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – SERVICE CENTER is still mapped to IFSC MAHG00000SC. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG00000SC and the beneficiary's account number to complete the transfer.
Online banking and IFSC MAHG00000SC
Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the SERVICE CENTER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG00000SC is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG00000SC and the account number together uniquely identify the Service Center branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra Gramin Bank – SERVICE CENTER:
- The IFSC is exactly MAHG00000SC with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Maharashtra Gramin Bank as the bank name and SERVICE CENTER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Service Center branch sits at AT JIVANSHREE PLOT NO 35 SECTOR G TOWN CENTRE CIDCO AURANGABAD 431005. If you are travelling from outside Aurangabad, search for the branch on a maps application using the bank name and locality, or call 240-2476140 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG00000SC and your account number.
Verifying IFSC MAHG00000SC from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG00000SC by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 240-2476140.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Service Center are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHG00000SC continue to work without interruption.
Branch address & contact
Maharashtra Gramin BankService Center Branch
AT JIVANSHREE PLOT NO 35 SECTOR G TOWN CENTRE CIDCO AURANGABAD 431005
Aurangabad, Maharashtra
Phone: 240-2476140
IFSC: MAHG00000SC
Frequently asked questions
What is the IFSC code of Maharashtra Gramin Bank Service Center branch?
The IFSC code of Maharashtra Gramin Bank, Service Center branch is MAHG00000SC. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Maharashtra Gramin Bank Service Center branch?
You can reach the branch at 240-2476140 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Service Center branch but serve different purposes.
Where is Maharashtra Gramin Bank Service Center branch located?
Maharashtra Gramin Bank's Service Center branch is located at AT JIVANSHREE PLOT NO 35 SECTOR G TOWN CENTRE CIDCO AURANGABAD 431005, Aurangabad, Maharashtra.
Is IFSC MAHG00000SC the same for all accounts at Service Center branch?
Yes. The IFSC MAHG00000SC is shared by every account held at Maharashtra Gramin Bank's Service Center branch. Only the account number changes from customer to customer.
Is IFSC MAHG00000SC valid for NEFT and RTGS?
Yes. IFSC MAHG00000SC is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using MAHG00000SC be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Maharashtra Gramin Bank – Service Center reflect within 30 minutes.
How do I add Maharashtra Gramin Bank Service Center as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG00000SC, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: MAHG00000SC is the IFSC code of Maharashtra Gramin Bank, SERVICE CENTER branch, in AURANGABAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
