IFSC Code of Maharashtra Gramin Bank, Anandnagar Osmanabad Branch, Maharashtra

Below are the complete branch details for Maharashtra Gramin Bank, ANANDNAGAR OSMANABAD branch, located in ANANDNAGAR OSMANABAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is MAHG0004435. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case MAHG0004435 for Maharashtra Gramin Bank – ANANDNAGAR OSMANABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, MAHG0004435 is the IFSC of Maharashtra Gramin Bank's ANANDNAGAR OSMANABAD branch. The format is fixed: MAHG = bank code, 0 = reserved, 004435 = branch identifier.

Branch details at a glance

About Maharashtra Gramin Bank

Maharashtra Gramin Bank operates a wide network of branches across India, including the Anandnagar Osmanabad branch in Anandnagar Osmanabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, MAHG0004435.

Anandnagar Osmanabad branch overview

Located at AT ANANDNAGAR OSMANABAD TQ OSMANABAD DIST OSMANABAD, the Anandnagar Osmanabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC MAHG0004435 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's ANANDNAGAR OSMANABAD branch came to be assigned the code MAHG0004435.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG0004435, money simply cannot be routed to the ANANDNAGAR OSMANABAD branch electronically.

How to transfer money using IFSC MAHG0004435

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0004435 across all three.

NEFT to Maharashtra Gramin Bank, ANANDNAGAR OSMANABAD using IFSC MAHG0004435

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHG0004435, and confirm that the system picks up Maharashtra Gramin Bank – ANANDNAGAR OSMANABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ANANDNAGAR OSMANABAD

If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra Gramin Bank's ANANDNAGAR OSMANABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHG0004435 while initiating the transfer and the credit will appear within minutes.

IMPS to Maharashtra Gramin Bank ANANDNAGAR OSMANABAD (IFSC MAHG0004435)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC MAHG0004435 in your mobile or internet banking app, and the money is credited to the ANANDNAGAR OSMANABAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC MAHG0004435 for Maharashtra Gramin Bank – ANANDNAGAR OSMANABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Anandnagar Osmanabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC MAHG0004435

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – ANANDNAGAR OSMANABAD is still mapped to IFSC MAHG0004435. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0004435 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Anandnagar Osmanabad branch is mapped to IFSC MAHG0004435 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra Gramin Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains MAHG0004435.

Banking services available

The Anandnagar Osmanabad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2472-224730.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHG0004435

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG0004435 and the account number together uniquely identify the Anandnagar Osmanabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC MAHG0004435

Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the ANANDNAGAR OSMANABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0004435 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra Gramin Bank – ANANDNAGAR OSMANABAD:

• The IFSC is exactly MAHG0004435 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Maharashtra Gramin Bank as the bank name and ANANDNAGAR OSMANABAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Anandnagar Osmanabad branch

The branch is located at AT ANANDNAGAR OSMANABAD TQ OSMANABAD DIST OSMANABAD, which puts it inside Anandnagar Osmanabad, the broader Osmanabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Maharashtra Gramin Bank Anandnagar Osmanabad branch” — the verified location pin for IFSC MAHG0004435 should appear at the top of the results.
2. Confirm the branch is open by calling 2472-224730 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC MAHG0004435 and your account number.

Verifying IFSC MAHG0004435 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0004435 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2472-224730.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Anandnagar Osmanabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC MAHG0004435, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: MAHG0004435 is the IFSC code of Maharashtra Gramin Bank, ANANDNAGAR OSMANABAD branch, in ANANDNAGAR OSMANABAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.