IFSC Code of Maharashtra Gramin Bank, Shirur Ghodnadi Branch, Maharashtra

Use this page as a one-stop reference for everything related to Maharashtra Gramin Bank's SHIRUR GHODNADI branch in AHMEDNAGAR, MAHARASHTRA. The branch's IFSC code MAHG0004621 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Maharashtra Gramin Bank – SHIRUR GHODNADI is MAHG0004621. The first four letters MAHG are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004621 map to this branch in AHMEDNAGAR, MAHARASHTRA.

About the bank

Maharashtra Gramin Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shirur Ghodnadi branch in Ahmednagar, Maharashtra is part of this network and uses the IFSC code MAHG0004621 for all electronic settlement.

Branch details at a glance

About the Shirur Ghodnadi branch

The Shirur Ghodnadi branch of Maharashtra Gramin Bank is situated at MAHARASHTRA GRAMIN BANK, SHIRUR BRANCH, SURVEY NO 1148/2, OXI GOLD BABURAO NAGAR PUNE-AHMEDNAGAR ROAD SHIRUR TALUKA SHIRUR DIST. PUNE 412210. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code MAHG0004621 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Maharashtra Gramin Bank's SHIRUR GHODNADI branch came to be assigned the code MAHG0004621.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC MAHG0004621, money simply cannot be routed to the SHIRUR GHODNADI branch electronically.

Account types you can open at the Shirur Ghodnadi branch

Once you have an account at Maharashtra Gramin Bank – SHIRUR GHODNADI, the IFSC MAHG0004621 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shirur Ghodnadi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-2476139.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC MAHG0004621

How to transfer money using IFSC MAHG0004621

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0004621 across all three.

NEFT to Maharashtra Gramin Bank, SHIRUR GHODNADI using IFSC MAHG0004621

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC MAHG0004621, and confirm that the system picks up Maharashtra Gramin Bank – SHIRUR GHODNADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHIRUR GHODNADI

If you need to transfer ₹2 lakh or more in one go to an account at Maharashtra Gramin Bank's SHIRUR GHODNADI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC MAHG0004621 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Maharashtra Gramin Bank – SHIRUR GHODNADI, use IMPS. With IFSC MAHG0004621 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Shirur Ghodnadi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC MAHG0004621:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIRUR GHODNADI is still linked to IFSC MAHG0004621.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC MAHG0004621

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Maharashtra Gramin Bank – SHIRUR GHODNADI is still mapped to IFSC MAHG0004621. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC MAHG0004621 and the beneficiary's account number to complete the transfer.

Online banking and IFSC MAHG0004621

Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the SHIRUR GHODNADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0004621 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG0004621 and the account number together uniquely identify the Shirur Ghodnadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Maharashtra Gramin Bank – SHIRUR GHODNADI:

• The IFSC is exactly MAHG0004621 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Maharashtra Gramin Bank as the bank name and SHIRUR GHODNADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shirur Ghodnadi branch sits at MAHARASHTRA GRAMIN BANK, SHIRUR BRANCH, SURVEY NO 1148/2, OXI GOLD BABURAO NAGAR PUNE-AHMEDNAGAR ROAD SHIRUR TALUKA SHIRUR DIST. PUNE 412210. If you are travelling from outside Ahmednagar, search for the branch on a maps application using the bank name and locality, or call 240-2476139 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0004621 and your account number.

Verifying IFSC MAHG0004621 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0004621 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 240-2476139.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Shirur Ghodnadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHG0004621 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: MAHG0004621 is the IFSC code of Maharashtra Gramin Bank, SHIRUR GHODNADI branch, in AHMEDNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.