This page lists the IFSC code, branch address, contact number and fund-transfer information for Maharashtra Gramin Bank, ADAS branch in ADAS. The 11-digit IFSC MAHG0004501 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Maharashtra Gramin Bank at the ADAS location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Maharashtra Gramin Bank – ADAS is MAHG0004501. The first four letters MAHG are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004501 map to this branch in ADAS, MAHARASHTRA.
Bank profile
Maharashtra Gramin Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Adas branch — IFSC MAHG0004501 — extends the bank's services to customers in and around Adas, Maharashtra.
Branch details at a glance
| Bank Name | Maharashtra Gramin Bank |
|---|---|
| Branch | Adas |
| IFSC Code | MAHG0004501 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT ADAS TQ KAIJ DIST BEED |
| City | Adas |
| District | Beed |
| State | Maharashtra |
| STD Code | 2445 |
| Phone | 275537 |
About this branch
The branch is located at AT ADAS TQ KAIJ DIST BEED. It serves the Adas region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Maharashtra Gramin Bank. The IFSC MAHG0004501 is used to identify this branch on the RBI payments network.
Why every Maharashtra Gramin Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ADAS of Maharashtra Gramin Bank — its own 11-character IFSC. The code MAHG0004501 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC MAHG0004501 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Adas branch is mapped to IFSC MAHG0004501 on the RBI payments network. The branch generally supports the full retail product catalogue of Maharashtra Gramin Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains MAHG0004501.
Products and services
Customers walking into the Adas branch can access most of Maharashtra Gramin Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC MAHG0004501
How to transfer money using IFSC MAHG0004501
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC MAHG0004501 across all three.
How to use IFSC MAHG0004501 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Maharashtra Gramin Bank's ADAS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC MAHG0004501.
- Confirm the bank name auto-populates as Maharashtra Gramin Bank and the branch as ADAS.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC MAHG0004501
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Maharashtra Gramin Bank – ADAS, ensure your bank's portal accepts IFSC MAHG0004501 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Maharashtra Gramin Bank – ADAS, use IMPS. With IFSC MAHG0004501 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC MAHG0004501 for Maharashtra Gramin Bank – ADAS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – MAHG0004501 | Yes – MAHG0004501 | Yes – MAHG0004501 |
For most retail customers crediting the Adas branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Maharashtra Gramin Bank's ADAS branch, the IFSC MAHG0004501 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC MAHG0004501
Maharashtra Gramin Bank customers can register for net banking and the bank's official mobile app once their account at the ADAS branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC MAHG0004501 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Maharashtra Gramin Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC MAHG0004501 and the account number together uniquely identify the Adas branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC MAHG0004501
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Maharashtra Gramin Bank – ADAS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
MAHG0004501. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Adas branch sits at AT ADAS TQ KAIJ DIST BEED. If you are travelling from outside Adas, search for the branch on a maps application using the bank name and locality, or call 2445-275537 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC MAHG0004501 and your account number.
Verifying IFSC MAHG0004501 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm MAHG0004501 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2445-275537.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Adas are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to MAHG0004501 continue to work without interruption.
Branch address & contact
Maharashtra Gramin BankAdas Branch
AT ADAS TQ KAIJ DIST BEED
Adas, Maharashtra
Phone: 2445-275537
IFSC: MAHG0004501
Frequently asked questions
How do I add Maharashtra Gramin Bank Adas as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC MAHG0004501, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Maharashtra Gramin Bank Adas branch?
The IFSC code of Maharashtra Gramin Bank, Adas branch is MAHG0004501. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC MAHG0004501 the same for all accounts at Adas branch?
Yes. The IFSC MAHG0004501 is shared by every account held at Maharashtra Gramin Bank's Adas branch. Only the account number changes from customer to customer.
Can I use IFSC MAHG0004501 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC MAHG0004501 to send funds instantly.
What is the phone number of Maharashtra Gramin Bank Adas branch?
You can reach the branch at 2445-275537 during regular banking hours.
Does Maharashtra Gramin Bank Adas branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2445-275537 to confirm.
Where is Maharashtra Gramin Bank Adas branch located?
Maharashtra Gramin Bank's Adas branch is located at AT ADAS TQ KAIJ DIST BEED, Adas, Maharashtra.
Is IFSC MAHG0004501 valid for NEFT and RTGS?
Yes. IFSC MAHG0004501 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code MAHG0004501 belongs to Maharashtra Gramin Bank's ADAS branch, located at AT ADAS TQ KAIJ DIST BEED in ADAS, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
